4135 Willows Rd, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 4135 Willows Rd, Chesapeake Beach, MD 20732

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,802 sqft · built 2020
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on Record
Last Sale$685,397 (May 2020)
Tax Bill$8,993 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Aug 2019 Sale
Flood ZoneZone X (minimal risk)
APN02-059908

Property Details

APN / Parcel Number

Primary APN02-059908
Alternative APNs
  • 2059908
  • 059908

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,802 sqft Total Area
Basement Area1,401 sqft
Finished Basement1,401 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStone
Roof MaterialComposition Shingle
Lot Area130,680 sqft (3 acres)
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
Pool Area480 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number059908
Street Address4135 WILLOWS RD
CityCHESAPEAKE BEACH
StateMD
Zip20732-4209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLT 5R GROUP III WILLOWS COLONY
Legal SubdivisionWILLOWS COLONY
Legal Lot Number5R
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group1
Census Block1002
Census Tract860502

Owner

Source: Calvert County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4135 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4209
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2020Grant Deed, Subdivision Related Transfer · Conventional with PMI
PRIME LNDG
Aug 14, 2019Grant Deed, Transfer
MARYLAND TRUST TITLE AND ESCROW LLC, MARYLAND TR TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2020 · Amount on Record
Deed SaleMay 27, 2020 · Amount on Record
Prior SaleAug 14, 2019 · Amount on Record
Deed Book / Page5601 / 149
Transfer Doc0023210540
Record UpdatedJun 8, 2026

May 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionCALVERT MD
Recording DateMay 27, 2020
Property Address4135 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4209
Document Number0056010155
Book / Page005601 / 000155
Instrument DateMay 22, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 8, 2020
Title CompanyTITLEMAX CORPORATION, TITLEMAX CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$685.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4135 WILLOWS RD CHESAPEAKE BEACH MD 20732, CHESAPEAKE BEACH, MD 20732

Mortgage

Document Number56010156
DateMay 27, 2020
Book Page005601/000156
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 26, 2050

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCALVERT MD
Recording DateAug 14, 2019
Property Address4135 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4209
Document Number0054140458
Book / Page005414 / 000458
Instrument DateAug 1, 2019
Transaction TypeTransfer
Record UpdatedAug 23, 2019
Title CompanyMARYLAND TRUST TITLE AND ESCROW LLC, MARYLAND TR TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Tax$135.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4135 WILLOWS RD CHESAPEAKE BEACH MD 20732, CHESAPEAKE BEACH, MD 20732

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,993.00 (+24.09%) Homeowner's exemption$819,467 (+17.49%)$980,400 (+32.67%) Land $168,300 Building $812,100
2023$7,247.00 Homeowner's exemption$697,500$739,000 Land $168,300 Building $570,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 72 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims56 (1985–2024)
Claims Outside the SFHA22 of 56
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Tropical Storm Isaias, Aug 2020 · 2 claims
  • Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 85% of Maryland
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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