4025 Willows Rd, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 4025 Willows Rd, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,248 sqft · built 1986
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Jul 2000)
Tax Bill	$6,002 (2025)
Flood Zone	Zone X (minimal risk)
APN	`02-059878`

Property Details

APN / Parcel Number

Primary APN	`02-059878`
Alternative APNs	`2059878` `059878`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,248 sqft Total Area
Basement Area	1,134 sqft
Finished Basement	1,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Built-in
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	270 sqft
Deck Area	330 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	059878
Street Address	4025 WILLOWS RD
City	CHESAPEAKE BEACH
State	MD
Zip	20732-4207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 2 GROUP III WILLOWS COLONY
Legal Subdivision	WILLOWS COLONY
Legal Lot Number	2
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1002
Census Tract	860502

Owner

Source: Calvert County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4025 WILLOWS RD, CHESAPEAKE BEACH, MD 20732-4207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2000 · Amount on Record
Deed Sale	Jul 12, 2000 · Amount on Record
Prior Sale	Sep 26, 1986 · Amount on Record
Deed Document Number	200010023
Deed Book / Page	1285 / 120
Last Transfer Date	Jun 12, 2012
Transfer Doc	0039850001
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,002.00 (+20.38%)	$535,700 (+11.62%)	$626,700 (+27.85%) Land $168,300 Building $458,400
2023	$4,986.00	$479,933	$490,200 Land $168,300 Building $321,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	56 (1985–2024)
Claims Outside the SFHA	22 of 56
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Tropical Storm Isaias, Aug 2020 · 2 claims Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20