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4135 Kaiser Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4135 Kaiser Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms5 Baths
Year BuiltBuilt 2018
Square Footage3,342 sqft Heated Area
Lot Size105,415 sqft (2.42 acres)
OccupancyOwner Occupied
Last Sale$63,000 (2013)
Tax Bill$4,772.00 (2025)

Property Details

APN / Parcel Number

Primary APN012730495000010340

Interior

Bedrooms4 Beds
Full Baths5 Baths
Partial Baths1 Partial Baths
Building Area3,342 sqft Heated Area
Gross Area4,486 sqft Gross Area
1st Floor3,342 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area105,415 sqft (2.42 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area667 sqft Garage
PorchOpen Porch
Porch Area477 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4135 KAISER AVE
CitySAINT CLOUD
StateFL
Zip34772-9334
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PG 21 N 1/2 OF LOT 34
Legal Range30E
Legal Township27S
Legal Section01
Legal SubdivisionSEMINOLE LAND&INV CO
Legal Tract4950
Legal Block1
Legal Lot Number34
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1008
Census Tract43205

Owner

Source: Osceola County records · APN 012730495000010340

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address4135 KAISER AVE, SAINT CLOUD, FL 34772-9334
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Oct 12, 2022Deed of Trust, Mortgage · Line of Credit
ADDITION FINANCIAL CU
Jul 26, 2019Deed of Trust, Mortgage
QUICKEN LNS
Jun 14, 2018Loan Modification, Mortgage
CENTERSTATE BK/FL
May 02, 2017Trustee's Deed, Construction Loan · Building or Construction Mortgage
CENTERSTATE BK/FL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 27, 2013 · Amount on Record
Deed SaleFeb 27, 2013 · Amount on Record
Prior SaleMay 23, 2006 · Amount on Record
Deed Doc Number0044032074
Deed Book / Page4403 / 2074
Record RefreshedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4135 KAISER AVE, SAINT CLOUD, FL 34772-9334
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4135 KAISER AVE, SAINT CLOUD, FL 34772-9334

Mortgage

Document Number0060220618
DateAug 13, 2021
Book Page6022/618
Instrument2021125645
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 01, 2041

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4135 KAISER AVE, SAINT CLOUD, FL 34772-9334
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyPRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4135 KAISER AVE, SAINT CLOUD, FL 34772-9334

Mortgage

Document Number0062981922
DateOct 12, 2022
Book Page6298/1922
Instrument2022151665
Lender
NameADDITION FINANCIAL CU
TypeCredit Union
AddressLAKE MARY, FL 32746
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4135 KAISER AVE, SAINT CLOUD, FL 34772-9334
Document Number0055651377
Instrument DateJul 26, 2019
Transaction TypeMortgage
Record UpdatedAug 20, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4135 KAISER AVE ST CLOUD FL 347729334, ST CLOUD, FL 34772-9334

Mortgage

Document Number0055651377
DateJul 31, 2019
Book Page005565/001377
Instrument98442
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48266-1906
Agreement
AmountAmount Recorded
Term240 Months
DueJul 30, 2039

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address4135 KAISER AVE, SAINT CLOUD, FL 34772-9334
Document Number0053582302
Instrument DateJun 14, 2018
Transaction TypeMortgage
Record UpdatedJul 19, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4401 LAKE TRUDY DR ST CLOUD FL 347691643, ST CLOUD, FL 34769-1643

Mortgage

Document Number0053582302
DateJun 28, 2018
Book Page005358/002302
Instrument100008
Lender
NameCENTERSTATE BK/FL
TypeBank
AddressWINTER HAVEN, FL 33880
Agreement
AmountAmount Recorded
Term360 Months
DueJun 27, 2048
Interest
Rate TypeFixed Rate

May 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionOSCEOLA FL
Recording DateMay 02, 2017
Property Address4135 KAISER AVE, SAINT CLOUD, FL 34772-9334
Document Number0051410283
Book / Page005141 / 000283
Instrument DateMay 01, 2017
Instrument64621
Transaction TypeConstruction Loan
Record UpdatedJun 26, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4135 KAISER AVE ST CLOUD FL 347729334, ST CLOUD, FL 34772-9334

Mortgage

Document Number51410283
DateMay 02, 2017
Book Page005141/000283
Instrument64621
Lender
NameCENTERSTATE BK/FL
TypeBank
AddressWINTER HAVEN, FL 33880
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2047
Interest
Rate TypeAdjustable Rate
Rate4.37%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,772.00 (+7%) Homeowner's exemption$333,911 (+5.99%)$694,400 (+7.09%) Land $157,300 Building $537,100
2023$4,460.00 (+3.96%) Homeowner's exemption$315,050 (+3%)$648,400 (+16.28%) Land $122,200 Building $526,200
2022$4,290.00 Homeowner's exemption$305,874$557,600 Land $108,900 Building $448,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 62% of the US · above 36% of Florida
Wildfire LikelihoodAbout 1 in 402 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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