4134 Kaiser Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4134 Kaiser Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2007
Square Footage	3,039 sqft Heated Area
Lot Size	103,673 sqft (2.38 acres)
Occupancy	Owner Occupied
Last Sale	$100,000 (2004)
Tax Bill	$3,578.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`89108`
Alternative APN	`012730495000010350`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,039 sqft Heated Area
Gross Area	4,621 sqft Gross Area
1st Floor	3,039 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2007
Exterior Material	Stone Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	103,673 sqft (2.38 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Detached - Finished Garage
Garage Area	320 sqft Garage
Porch	Open Porch
Porch Area	590 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	89108
Street Address	4134 KAISER AVE
City	SAINT CLOUD
State	FL
Zip	34772-9333
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 21 N 1/2 OF LOT 35 LESS E 12.5 FT
Legal Range	30E
Legal Township	27S
Legal Section	01
Legal Subdivision	SEMINOLE LAND&INV CO
Legal Tract	4950
Legal Block	1
Legal Lot Number	35
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1004
Census Tract	43205

Owner

Source: Osceola County records · APN 89108

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	4134 KAISER AVE, SAINT CLOUD, FL 34772-9333
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 01, 2004 · Amount on Record
Deed Sale	Mar 01, 2004 · Amount on Record
Prior Sale	Mar 01, 2004 · Amount on Record
Deed Doc Number	0024532961
Last Transfer Date	May 02, 2005
Transfer Doc	0027692117
Record Refreshed	Jun 08, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4134 KAISER AVE, SAINT CLOUD, FL 34772-9333
Document Number	0051651266
Book / Page	005165 / 001266
Instrument Date	May 10, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	4134 KAISER AVE ST CLOUD FL 347729333, ST CLOUD, FL 34772-9333

Mortgage

Document Number	0051651266
Date	Jun 16, 2017
Book Page	005165/001266
Instrument	88153

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 15, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,578.00 (+7.64%) Homeowner's exemption	$247,689 (+5.99%)	$635,700 (+7.47%) Land $154,700 Building $481,000
2023	$3,324.00 (+4.33%) Homeowner's exemption	$233,699 (+3%)	$591,500 (+16.51%) Land $120,200 Building $471,300
2022	$3,186.00 Homeowner's exemption	$226,893	$507,700 Land $107,100 Building $400,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	About 1 in 370 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.