4135 E Desert Cove Ave, Phoenix, AZ 85028 Property Records

Maricopa County property record for 4135 E Desert Cove Ave, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,401 sqft · built 1989
Lot Size	0.121 acres (5,270 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jan 2020)
Tax Bill	$1,834 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2026 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`167-70-122`

Property Details

APN / Parcel Number

Primary APN	`167-70-122`
Alternative APN	`167701220`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,401 sqft Living Area
Gross Area	1,533 sqft
1st Floor Area	1,401 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,270 sqft (0.121 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Pool Type
Pool Area	450 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4135 E DESERT COVE AVE
City	PHOENIX
State	AZ
Zip	85028-3514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	NORTH SHEA ESTATES LOT 1-81 TR A-G MCR 299-40
Legal Range	4E
Legal Township	3N
Legal Section	19
Legal Subdivision	NORTH SHEA ESTATES LOT 1-81 TR A-G
Legal Lot Number	74
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1015
Census Tract	103208

Owner

4135 E Desert Cove Ave is owned and occupied by an individual who acquired it in May 2026.

Source: Maricopa County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	4135 E DESERT COVE AVE, PHOENIX, AZ 85028-3514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 8, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 17, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2020 · Amount on File
Deed Sale	Jan 17, 2020 · Amount on File
Prior Sale	Mar 11, 1998 · Amount on File
Deed Document Number	202047972
Last Transfer Date	May 8, 2026
Transfer Doc	0000278898
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4135 E DESERT COVE AVE, PHOENIX, AZ 85028-3514
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4135 E DESERT COVE AVE, PHOENIX, AZ 85028-3514

Mortgage

Document Number	0000936375
Date	Aug 30, 2021
Instrument	20210936375

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 8, 2026
Property Address	4135 E DESERT COVE AVE, PHOENIX, AZ 85028-3514
Document Number	0000278898
Instrument Date	May 8, 2026
Instrument	2026278898
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4135 E DESERT COVE AVE, PHOENIX, AZ 85028-3514

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4135 E DESERT COVE AVE, PHOENIX, AZ 85028-3514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE INFORMATION SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4135 E DESERT COVE AVE, PHOENIX, AZ 85028-3514

Mortgage

Document Number	0000068088
Date	Jan 21, 2021
Instrument	20210068088

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 17, 2020
Property Address	4135 E DESERT COVE AVE, PHOENIX, AZ 85028-3514
Document Number	0000047972
Instrument Date	Dec 27, 2019
Instrument	47972
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4135 E DESERT COVE AVE PHOENIX AZ 850283514, PHOENIX, AZ 85028-3514

Mortgage

Document Number	47973
Date	Jan 17, 2020
Instrument	47973

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4135 E Desert Cove Ave was $1,834.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Scottsdale Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,530 (+72.64%)	$445,300 (+1.39%) Land $89,000 Building $356,300
2025	$1,834.00	$25,794 (-47.06%)	$439,200 (-9.85%) Land $87,800 Building $351,400
2024		$48,720	$487,200 Land $97,400 Building $389,800
2023	$1,700.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4135 E Desert Cove Ave in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1984–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4135 E Desert Cove Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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