4121 E Desert Cove Ave, Phoenix, AZ 85028 Property Records

Maricopa County property record for 4121 E Desert Cove Ave, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,565 sqft · built 1989
Lot Size	0.147 acres (6,405 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Oct 2020)
Tax Bill	$2,004 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2020 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`167-70-124`

Property Details

APN / Parcel Number

Primary APN	`167-70-124`
Alternative APN	`167701244`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,565 sqft Living Area
Gross Area	1,709 sqft
1st Floor Area	1,565 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,405 sqft (0.147 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Pool Type
Pool Area	450 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4121 E DESERT COVE AVE
City	PHOENIX
State	AZ
Zip	85028-3514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	NORTH SHEA ESTATES LOT 1-81 TR A-G MCR 299-40
Legal Range	4E
Legal Township	3N
Legal Section	19
Legal Subdivision	NORTH SHEA ESTATES LOT 1-81 TR A-G
Legal Lot Number	76
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1011
Census Tract	103208

Owner

4121 E Desert Cove Ave is owned and occupied by two individuals who bought it in October 2020.

Source: Maricopa County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4121 E DESERT COVE AVE, PHOENIX, AZ 85028-3514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITYWIDE HOME LOANS
Oct 20, 2020	Quit Claim Deed, Transfer SECURITY TITLE COMPANY, SECURITY TITLE AGENCY
Oct 20, 2020	Warranty Deed, Transfer SECURITY TITLE AGENCY INC
Feb 15, 2018	Warranty Deed, Transfer · FHA Mortgage CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2020 · Amount on File
Deed Sale	Oct 20, 2020 · Amount on File
Prior Sale	Feb 15, 2018 · Amount on File
Deed Document Number	20201007955
Prior Transfer Date	Oct 15, 2020
Prior Transfer Doc	0001007956
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4121 E DESERT COVE AVE, PHOENIX, AZ 85028-3514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000511328
Date	Jun 12, 2020
Instrument	20200511328

Lender

Name	CITYWIDE HOME LOANS
Type	Mortgage Company
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 20, 2020
Property Address	4121 E DESERT COVE AVE, PHOENIX, AZ 85028-3514
Document Number	0001007956
Instrument Date	Oct 20, 2020
Instrument	1007956
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2401 E MONTEBELLO AVE PHOENIX AZ 850162811, PHOENIX, AZ 85016-2811

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 20, 2020
Property Address	4121 E DESERT COVE AVE, PHOENIX, AZ 85028-3514
Document Number	0001007955
Map Reference	MB 299 PG 40
Instrument Date	Oct 15, 2020
Instrument	20201007955
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21527 PASEO PALMETTO, 21527, MISSION VIEJO, CA 92692-4939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4121 E DESERT COVE AVE, PHOENIX, AZ 85028-3514

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 15, 2018
Property Address	4121 E DESERT COVE AVE, PHOENIX, AZ 85028-3514
Document Number	0000117406
Instrument Date	Feb 8, 2018
Instrument	117406
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	EQUITY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4121 E DESERT COVE AVE PHOENIX AZ 850283514, PHOENIX, AZ 85028-3514

Mortgage

Document Number	117407
Date	Feb 15, 2018
Instrument	117407

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4121 E Desert Cove Ave was $2,004.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Scottsdale Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,000 (+70.32%)	$480,000 (+1.65%) Land $96,000 Building $384,000
2025	$2,004.00	$28,183 (-46.32%)	$472,200 (-10.06%) Land $94,400 Building $377,800
2024		$52,500	$525,000 Land $105,000 Building $420,000
2023	$1,858.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4121 E Desert Cove Ave in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1984–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4121 E Desert Cove Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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