41341 Tarpon Ave, Umatilla, FL 32784 Property Records

Lake County property record for 41341 Tarpon Ave, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,586 sqft · built 1996
Owner	Individual Name on File
Last Sale	$350,000 (Jun 2023)
Tax Bill	$3,984 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-18-26-0300-00F-01200`

Property Details

APN / Parcel Number

Primary APN	`01-18-26-0300-00F-01200`
Alternative APN	`1127084`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,586 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Garage Type	Finished

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	80 sqft
Utility Building	1,814 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1127084
Street Address	41341 TARPON AVE
City	UMATILLA
State	FL
Zip	32784-8661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER BEACH HEIGHTS LOT 12 BLK F--LESS E 8 FT FOR RD R/W--1/84 INT IN LOT 21 BLK H PB 14 PG 25 ORB 6159 PG 2475
Legal Subdivision	SILVER BEACH HEIGHTS
Legal Block	H
Legal Lot Number	12,21
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2009
Census Tract	30110

Owner

41341 Tarpon Ave is owned and occupied by an individual who bought it in June 2023.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	41341 TARPON AVE, UMATILLA, FL 32784-8661
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 14, 2023	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2023 · Amount on File
Deed Sale	Jun 14, 2023 · Amount on File
Prior Sale	Sep 30, 2015 · Amount on File
Deed Document Number	2023071288
Deed Book / Page	6159 / 2475
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	41341 TARPON AVE, UMATILLA, FL 32784-8661
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41341 TARPON AVE, UMATILLA, FL 32784-8661

Mortgage

Document Number	0062931627
Date	Mar 4, 2024
Book Page	6293/1627
Instrument	2024025070

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	41341 TARPON AVE, UMATILLA, FL 32784-8661
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059371758
Date	Apr 18, 2022
Book Page	5937/1758
Instrument	2022052767

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 14, 2023
Property Address	41341 TARPON AVE, UMATILLA, FL 32784-8661
Document Number	0061592475
Book / Page	6159 / 2475
Map Reference	MB 14 PG 25
Instrument Date	Jun 12, 2023
Instrument	2023071288
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	FLORIDA TTL & GUARANTEE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22701 QUALE GROVE RD, EUSTIS, FL 32736-5120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41341 TARPON AVE, UMATILLA, FL 32784-8661

Mortgage

Document Number	0061592477
Date	Jun 14, 2023
Book Page	6159/2477
Instrument	2023071289

Lender

Name	MORTGAGE FINANCIAL GROUP INC
Type	Mortgage Company
Address	TAVARES, FL 32778

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$276,285 Land $68,750 Building $207,535	$276,285 Land $68,750 Building $207,535
2024	$3,984.00 (+121.58%)
2023	$1,798.00 (+11.4%)	$129,950 (+3%)	$270,306 (+21.27%) Land $68,750 Building $201,556
2022	$1,614.00	$126,170	$222,887 Land $43,750 Building $179,137

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41341 Tarpon Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41341 Tarpon Ave is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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