41331 Tarpon Ave, Umatilla, FL 32784 Property Records

Lake County property record for 41331 Tarpon Ave, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,438 sqft · built 2022
Lot Size	0.321 acres (13,999 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Apr 2024)
Tax Bill	$3,709 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-18-26-0300-00F-01300`

Property Details

APN / Parcel Number

Primary APN	`01-18-26-0300-00F-01300`
Alternative APNs	`261801030000F01300` `1127092`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,438 sqft Living Area
Gross Area	1,938 sqft
1st Floor Area	1,438 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	13,999 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	500 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1127092
Street Address	41331 TARPON AVE
City	UMATILLA
State	FL
Zip	32784-8661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SILVER BEACH HEIGHTS LOT 13 BLK F & 1/84 INT IN LOT 21 BLK H PB 14 PG 25 ORB 6313 PG 586
Legal Range	26E
Legal Township	18S
Legal Section	1
Legal Subdivision	SILVER BEACH HEIGHTS
Legal Tract	0300
Legal Block	F
Legal Lot Number	13
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2009
Census Tract	30110

Owner

41331 Tarpon Ave is owned and occupied by two individuals who bought it in April 2024.

Source: Lake County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41331 TARPON AVE, UMATILLA, FL 32784-8661
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Warranty Deed, Transfer · VA Mortgage BAY EQUITY LLC
Feb 16, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2024 · Amount on File
Deed Sale	Apr 9, 2024 · Amount on File
Prior Sale	Feb 16, 2023 · Amount on File
Deed Document Number	202440626
Deed Book / Page	6313 / 586
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 9, 2024
Property Address	41331 TARPON AVE, UMATILLA, FL 32784-8661
Document Number	0063130586
Book / Page	6313 / 586
Map Reference	MB 14 GP 25&25A
Instrument Date	Apr 4, 2024
Instrument	2024040626
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	CENTRAL FL TITLE ORLANDO LLC, CENTRAL FL TTL ORLANDO LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1076 RED DANDY DR, ORLANDO, FL 32818-6931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41331 TARPON AVE, UMATILLA, FL 32784-8661

Mortgage

Document Number	0006313588
Date	Apr 9, 2024
Instrument	6313/588

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 16, 2023
Property Address	41331 TARPON AVE, UMATILLA, FL 32784-8661
Document Number	0060940898
Book / Page	6094 / 898
Map Reference	MB 14 PG 25&25A
Instrument Date	Dec 28, 2022
Instrument	2023018386
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	TRADITIONS T&E LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,278.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25149 DERBY DR, SORRENTO, FL 32776-8409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41331 TARPON AVE, UMATILLA, FL 32784-8661

Mortgage

Document Number	0006094900
Date	Feb 16, 2023
Instrument	6094/900

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2053

Mortgage

Document Number	0060940915
Date	Feb 16, 2023
Book Page	6094/915
Instrument	2023018388

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,033 (-) Land $68,750 Building $192,283	$261,033 (-) Land $68,750 Building $192,283
2025		$261,033 Land $68,750 Building $192,283	$261,033 Land $68,750 Building $192,283
2024	$3,709.00 (+8.67%)
2023	$3,413.00 (+842.82%) Homeowner's exemption Widower's exemption Additional exemption filed	$255,198 (+580.53%)	$255,198 (+580.53%) Land $68,750 Building $186,448
2022	$362.00	$37,500	$37,500 Land $37,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 41331 Tarpon Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41331 Tarpon Ave is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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