4132 Saint Johns Ter, Cincinnati, OH 45236 Property Records

Hamilton County property record for 4132 Saint Johns Ter, Cincinnati, OH 45236

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,376 sqft · built 1945
Lot Size	0.171 acres (7,449 sqft)
Owner	Owner Name on File
Last Sale	$93,709 (Oct 2014)
Tax Bill	$4,644 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`609-0006-0193-00`

Property Details

APN / Parcel Number

Primary APN	`609-0006-0193-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	962 sqft
Attic	Attic
Attic Area	414 sqft
Basement Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	7,449 sqft (0.171 acres)
Lot Dimensions	172 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4132 SAINT JOHNS TER
City	CINCINNATI
State	OH
Zip	45236-3147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST JOHNS TER 42.67 X 172.56 NS ST JOHNS TER 632.29 FT E OF W SEC LINE
Legal Subdivision	VILLAGE/DEER PARK
Jurisdiction	HAMILTON OH
Township / Civil Division	DEER PARK
Census Block Group	3
Census Block	3001
Census Tract	23702

Owner

The current owner of 4132 Saint Johns Ter bought it in October 2014.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Owner Name on File
Mailing Address	4132 SAINT JOHNS TER, CINCINNATI, OH 45236-3147
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPTION FINANCIAL LLC
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2014 · Amount on File
Deed Sale	Oct 30, 2014 · Amount on File
Prior Sale	Jan 28, 2013
Deed Document Number	329884
Deed Book / Page	012741 / 000897
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4132 SAINT JOHNS TER, CINCINNATI, OH 45236-3147
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4132 SAINT JOHNS TER, CINCINNATI, OH 45236-3147

Mortgage

Document Number	0000060232
Date	Aug 25, 2023
Book Page	14987/1068
Instrument	2023-0060232

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4132 SAINT JOHNS TER, CINCINNATI, OH 45236-3147
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026103
Date	Mar 2, 2021
Book Page	14365/352
Instrument	2021-0026103

Lender

Name	OPTION FINANCIAL LLC
Type	Mortgage Company
Address	45427

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4132 SAINT JOHNS TER, CINCINNATI, OH 45236-3147
Document Number	0000071346
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4132 SAINT JOHNS TER CINCINNATI OH 452363147, CINCINNATI, OH 45236-3147

Mortgage

Document Number	0000071346
Date	Jul 22, 2020
Book Page	014215/002938
Instrument	71346

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4132 Saint Johns Ter was $4,644, up 19.4% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Deer Park City
Unified School District	Deer Park Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,644.00 (+19.38%)	$63,578 (-) Land $10,941 Building $52,637
2024	$3,890.00 (-1.89%)	$63,578 (-) Land $10,941 Building $52,637
2023	$3,965.00 (+35.69%)	$63,578 (+76.2%) Land $10,941 Building $52,637	$181,650 Land $31,260 Building $150,390
2022	$2,922.00 Homeowner's exemption	$36,082 Land $8,915 Building $27,167
2020			$103,090 Land $25,470 Building $77,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4132 Saint Johns Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4132 Saint Johns Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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