4128 Saint Johns Ter, Cincinnati, OH 45236 Property Records

Hamilton County property record for 4128 Saint Johns Ter, Cincinnati, OH 45236

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,231 sqft · built 1945
Lot Size	0.176 acres (7,710 sqft)
Owner	Individual Name on File
Tax Bill	$4,316 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`609-0006-0188-00`

Property Details

APN / Parcel Number

Primary APN	`609-0006-0188-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,231 sqft Living Area
1st Floor Area	832 sqft
Attic	Attic
Attic Area	399 sqft
Basement Area	832 sqft

Exterior

Year Built	Built 1945
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	7,710 sqft (0.176 acres)
Lot Dimensions	172 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	91 sqft
Patio Area	299 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4128 SAINT JOHNS TER
City	CINCINNATI
State	OH
Zip	45236-3147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST JOHNS TER 44.50 X 172.56 NS ST JOHNS TER 541.46 FT E OF W SEC LINE
Jurisdiction	HAMILTON OH
Township / Civil Division	DEER PARK
Census Block Group	3
Census Block	3001
Census Tract	23702

Owner

4128 Saint Johns Ter is owned and occupied by an individual who acquired it in August 2017.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4128 SAINT JOHNS TER, CINCINNATI, OH 45236-3147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS BANK
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS
Aug 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 24, 2017	Deed of Trust, Mortgage · Conventional with PMI HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jul 20, 1994
Last Transfer Date	Aug 9, 2017
Transfer Doc	0000072246
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4128 SAINT JOHNS TER, CINCINNATI, OH 45236-3147
Transaction Type	Mortgage
Record Updated	Dec 21, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103116
Date	Nov 3, 2022
Book Page	14787/1370
Instrument	2022-0103116

Lender

Name	UNITED SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7%
Index	1-Year T-Bill
Max Rate	11%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4128 SAINT JOHNS TER, CINCINNATI, OH 45236-3147
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039975
Date	Mar 30, 2021
Book Page	14385/3085
Instrument	2021-0039975

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4128 SAINT JOHNS TER, CINCINNATI, OH 45236-3147
Document Number	0000027265
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4128 SAINT JOHNS TER CINCINNATI OH 452363147, CINCINNATI, OH 45236-3147

Mortgage

Document Number	0000027265
Date	Mar 20, 2020
Book Page	014129/000592
Instrument	27265

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 19, 2040

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 9, 2017
Property Address	4128 SAINT JOHNS TER, CINCINNATI, OH 45236-3147
Document Number	0000072246
Book / Page	013477 / 002002
Instrument Date	Jul 24, 2017
Instrument	72246
Transaction Type	Transfer
Record Updated	Sep 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4128 SAINT JOHNS TER CINCINNATI OH 452363147, CINCINNATI, OH 45236-3147

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4128 SAINT JOHNS TER, CINCINNATI, OH 45236-3147
Document Number	0000072247
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4128 SAINT JOHNS TER CINCINNATI OH 452363147, CINCINNATI, OH 45236-3147

Mortgage

Document Number	0000072247
Date	Aug 9, 2017
Book Page	013477/002005
Instrument	72247

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4128 Saint Johns Ter was $4,316, up 19.3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Deer Park City
Unified School District	Deer Park Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,316.00 (+19.29%)	$59,098 (-) Land $11,452 Building $47,646
2024	$3,618.00 (-1.84%)	$59,098 (-) Land $11,452 Building $47,646
2023	$3,686.00 (+2.5%)	$59,098 (+32.96%) Land $11,452 Building $47,646	$168,850 Land $32,720 Building $136,130
2022	$3,596.00 Homeowner's exemption	$44,447 Land $9,328 Building $35,119
2020			$126,990 Land $26,650 Building $100,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4128 Saint Johns Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4128 Saint Johns Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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