4131 Spring Cove Dr, Duluth, GA 30097 Property Records

Gwinnett County property record for 4131 Spring Cove Dr, Duluth, GA 30097

Property Summary

Property Type	Townhouse
Details	2 bd · 3.5 ba · 2,404 sqft · built 1998
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$313,277 (Aug 2024)
Tax Bill	$5,168 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-243-299`

Property Details

APN / Parcel Number

Primary APN	`7-243-299`
Alternative APNs	`R7243-299` `2843489`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,404 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Primary
Deck Area	112 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4131 SPRING COVE DR
City	DULUTH
State	GA
Zip	30097-2841
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM
Legal Description	UN 12 CHATTAHOOCHEE COVE #1
Legal Subdivision	CHATTAHOOCHEE COVE
Legal Unit	1
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	1
Census Block	1036
Census Tract	50235

Owner

Source: Gwinnett County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4131 SPRING COVE DR, DULUTH, GA 30097-2841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2024	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING
Feb 8, 2022	Warranty Deed, Transfer · Conventional Mortgage ALLY BANK
Feb 8, 2022	Warranty Deed, Transfer · Conventional Mortgage ALLY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2024 · Amount on Record
Deed Sale	Aug 23, 2024 · Amount on Record
Prior Sale	Feb 10, 2022 · Amount on Record
Deed Book / Page	61378 / 132
Prior Transfer Date	Apr 26, 2013
Prior Transfer Doc	0521860622
Record Updated	Oct 29, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Aug 23, 2024
Property Address	4131 SPRING COVE DR, DULUTH, GA 30097-2841
Document Number	0613780132
Book / Page	61378 / 132
Instrument Date	Aug 19, 2024
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4131 SPRING COVE DR, DULUTH, GA 30097-2841

Mortgage

Document Number	0061378134
Date	Aug 23, 2024
Instrument	61378/134

Lender

Name	PROVIDENT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2054

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Feb 8, 2022
Property Address	4131 SPRING COVE DR, DULUTH, GA 30097-2841
Document Number	0596810005
Book / Page	59681 / 5
Instrument Date	Feb 8, 2022
Instrument	2022-004161
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4131 SPRING COVE DR, DULUTH, GA 30097-2841

Mortgage

Document Number	0000596818
Date	Feb 8, 2022
Instrument	59681/8

Lender

Name	ALLY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Feb 8, 2022
Property Address	4131 SPRING COVE DR, DULUTH, GA 30097-2841
Document Number	0596810005
Book / Page	59681 / 5
Instrument Date	Feb 8, 2022
Instrument	2022-004161
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4131 SPRING COVE DR, DULUTH, GA 30097-2841

Mortgage

Document Number	0000596818
Date	Feb 8, 2022
Instrument	59681/8

Lender

Name	ALLY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,168.00 (+64.12%)	$163,560 (+37.21%) Land $18,040 Building $145,520	$408,900 (+37.21%) Land $45,100 Building $363,800
2023	$3,149.00	$119,200 Land $16,000 Building $103,200
2022			$298,000 Land $40,000 Building $258,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

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