4124 Spring Cove Dr, Duluth, GA 30097 Property Records

Gwinnett County property record for 4124 Spring Cove Dr, Duluth, GA 30097

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,580 sqft · built 1997
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$297,000 (Feb 2026)
Tax Bill	$3,268 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7-243-124`

Property Details

APN / Parcel Number

Primary APN	`7-243-124`
Alternative APNs	`R7243-124` `2594225`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,580 sqft Living Area
Gross Area	2,296 sqft
Basement Area	844 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	1,742 sqft (0.04 acres)
Terrain	High
View / Lot	Primary
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	108 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4124 SPRING COVE DR
City	DULUTH
State	GA
Zip	30097-2834
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM
Legal Description	UNIT 143 CHATTAHOOCHEE COVE #1
Legal Subdivision	CHATTAHOOCHEE COVE
Legal Lot Number	143
Legal Unit	1
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	1
Census Block	1036
Census Tract	50235

Owner

Source: Gwinnett County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4124 SPRING COVE DR, DULUTH, GA 30097-2834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING
Apr 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage FARMERS BANK AND TRUST
Oct 23, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING
Feb 12, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2026 · Amount on Record
Deed Sale	Feb 12, 2026 · Amount on Record
Prior Sale	May 23, 2012 · Amount on Record
Deed Book / Page	62340 / 367
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4124 SPRING COVE DR, DULUTH, GA 30097-2834
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4124 SPRING COVE DR, DULUTH, GA 30097-2834

Mortgage

Document Number	0601410193
Date	Aug 12, 2022
Book Page	0000060141/0000000193

Lender

Name	FIGURE LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2032

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4124 SPRING COVE DR, DULUTH, GA 30097-2834
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4124 SPRING COVE DR, DULUTH, GA 30097-2834

Mortgage

Document Number	0611510591
Date	Apr 19, 2024
Book Page	0000061151/0000000591

Lender

Name	FARMERS BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4124 SPRING COVE DR, DULUTH, GA 30097-2834
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4124 SPRING COVE DR, DULUTH, GA 30097-2834

Mortgage

Document Number	0621440281
Date	Oct 23, 2025
Book Page	0000062144/0000000281

Lender

Name	FIGURE LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2040

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Feb 12, 2026
Property Address	4124 SPRING COVE DR, DULUTH, GA 30097-2834
Document Number	0623400367
Book / Page	62340 / 367
Instrument Date	Feb 9, 2026
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.97
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4124 SPRING COVE DR, DULUTH, GA 30097-2834

Mortgage

Document Number	0062340369
Date	Feb 12, 2026
Instrument	62340/369

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,268.00 (+26.13%)	$141,560 (+12.81%) Land $18,040 Building $123,520	$353,900 (+12.81%) Land $45,100 Building $308,800
2023	$2,591.00	$125,480 Land $16,000 Building $109,480
2022			$313,700 Land $40,000 Building $273,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

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