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4130 Watson Ln, Union Bridge, MD 21791 Property Records

Carroll County property record for 4130 Watson Ln, Union Bridge, MD 21791

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,872 sqft · built 1900
Lot Size1.42 acres (62,247 sqft)
Owner2 Individual Names on File
Last Sale$147,000 (Jun 2002)
Tax Bill$2,542 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN02-021226

Property Details

APN / Parcel Number

Primary APN02-021226
Alternative APNs
  • 2021226
  • 021226

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,872 sqft Total Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialSiding
Roof MaterialMetal
Lot Area62,247 sqft (1.42 acres)
Garage TypeBasement
Garage Area364 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number021226
Street Address4130 WATSON LN
CityUNION BRIDGE
StateMD
Zip21791-9059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGRIC
Legal DescriptionLT - 1.429 ACS 4130 WATSON LN UNION BRIDGE
JurisdictionCARROLL MD
Township / Civil Division12, UNION BRIDGE
Census Block Group1
Census Block1010
Census Tract512000

Owner

Source: Carroll County records · APN 02-021226

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4130 WATSON LN, UNION BRIDGE, MD 21791-9059
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 05, 2002 · Amount on Record
Deed SaleJun 05, 2002 · Amount on Record
Deed Document Number200215813
Deed Book / Page2928 / 303
Last Transfer DateJan 09, 2018
Transfer Doc0089370167
Record UpdatedSep 20, 2026

February 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCARROLL MD
Recording DateFeb 08, 2018
Property Address4130 WATSON LN, UNION BRIDGE, MD 21791-9059
Document Number0089370167
Book / Page8937 / 0167
Instrument DateJan 09, 2018
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyMARYLAND TITLE CENTER LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4130 WATSON LN, UNION BRIDGE, MD 21791-9059

Mortgage

Document Number0008937172
DateFeb 08, 2018
Instrument8937/172
Lender
NameACNB BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2048

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$226,900 (+2.38%) Land $129,200 Building $97,700$226,900 (-) Land $129,200 Building $97,700
2025$2,542.00 (+6.58%)$221,633 (+4.99%)$226,900 (+7.48%) Land $129,200 Building $97,700
2023$2,385.00$211,100 Land $129,200 Building $81,900$211,100 Land $129,200 Building $81,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135120001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimOct 2012 · Hurricane Sandy

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 19 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		25 / 3

May also be available: Quantum Telecommunications, Schurz Communications.

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