Carroll County property record for 3982 Watson Ln, Union Bridge, MD 21791
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,955 sqft · built 1942 |
| Lot Size | 0.958 acres (41,734 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,500 (Sep 2014) |
| Tax Bill | $3,819 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-000377 |
| Primary APN | 02-000377 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,955 sqft Total Area |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 41,734 sqft (0.958 acres) |
| Garage Type | Detached |
| Garage Area | 475 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 1,224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 000377 |
|---|---|
| Street Address | 3982 WATSON LN |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-9057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 41734 SF 3982 WATSON LN LINWOOD 43-11-269 |
| Legal Subdivision | LINWOOD |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 2, UNIONTOWN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 502000 |
3982 Watson Ln is owned and occupied by two individuals who acquired it in August 2021.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3982 WATSON LN, UNION BRIDGE, MD 21791-9057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FULTON BANK NA |
| Feb 28, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage THE COLUMBIA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2014 · Amount on File |
| Deed Sale | Sep 15, 2014 · Amount on File |
| Prior Sale | Mar 18, 1998 · Amount on File |
| Deed Book / Page | 7762 / 321 |
| Last Transfer Date | Aug 17, 2021 |
| Transfer Doc | 0104340345 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 1, 2021 |
| Property Address | 3982 WATSON LN, UNION BRIDGE, MD 21791-9057 |
| Document Number | 0104340345 |
| Book / Page | 10434 / 345 |
| Instrument Date | Aug 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3982 WATSON LN, UNION BRIDGE, MD 21791-9057 |
| Document Number | 0010434352 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 10434/352 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Feb 28, 2017 |
| Property Address | 3982 WATSON LN, UNION BRIDGE, MD 21791-9057 |
| Document Number | 0086210351 |
| Book / Page | 8621 / 0351 |
| Instrument Date | Feb 16, 2017 |
| Instrument | 8621-0351 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3982 WATSON LN, UNION BRIDGE, MD 21791-9057 |
| Document Number | 86210358 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | 8621-0358 |
| Name | THE COLUMBIA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
The 2026 property tax bill for 3982 Watson Ln was $3,819, up 10.4% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,819.00 (+10.38%) | $335,700 (+10.57%) Land $121,600 Building $214,100 | $335,700 (-) Land $121,600 Building $214,100 |
| 2025 | $3,460.00 | $303,600 | $335,700 Land $121,600 Building $214,100 |
| 2023 | $2,705.00 | $239,400 Land $121,600 Building $117,800 | $239,400 Land $121,600 Building $117,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3982 Watson Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3982 Watson Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Quantum Internet & Telephone Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
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