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4130 Oak Tree Ln, Plainfield, IL 60586 Property Records

Will County property record for 4130 Oak Tree Ln, Plainfield, IL 60586 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,082 sqft · built 1999
Lot Size0.217 acres (2,015 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Apr 2023)
Tax Bill$4,272 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN06-03-27-403-052

Property Details

APN / Parcel Number

Primary APN06-03-27-403-052

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,082 sqft Living Area
Basement Area549 sqft
Unfinished Basement549 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Roof MaterialShingle
Lot Area2,015 sqft (0.217 acres)
Garage TypeAttached
Garage Area154 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address4130 OAK TREE LN
CityPLAINFIELD
StateIL
Zip60586-5936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 172 IN OLD OAKS UNIT 2 PUD, BEING A SUB OF PRT OF THE E1/2 OF THE SE1/4 OF SEC. 27, T36N R9E.
Legal Range09E
Legal Township36N
Legal Section27
Legal SubdivisionOLD OAKS UNIT 2
Legal Lot Number172
Legal Unit2
JurisdictionWILL IL
Township / Civil DivisionPLAINFIELD
Census Block Group1
Census Block1046
Census Tract880417

Owner

Source: Will County records · APN 06-03-27-403-052

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4130 OAK TREE LN, PLAINFIELD, IL 60586-5936
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2023Warranty Deed, Transfer · Conventional Mortgage
BMO HARRIS BANK NA
May 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 20, 2023 · Amount on Record
Deed SaleApr 20, 2023 · Amount on Record
Prior SaleJan 09, 2006 · Amount on Record
Deed Document Number202318553
Record UpdatedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateApr 20, 2023
Property Address4130 OAK TREE LN, PLAINFIELD, IL 60586-5936
Document Number0000018553
Map ReferenceDOC R99-94728
Instrument DateApr 17, 2023
InstrumentR2023018553
Transaction TypeTransfer
Record UpdatedMay 03, 2023
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4130 OAK TREE LN, PLAINFIELD, IL 60586-5936

Mortgage

Document Number0000018554
DateApr 20, 2023
InstrumentR2023018554
Lender
NameBMO HARRIS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053
Interest
Rate5.87%

Mortgage

Document Number0000018555
DateApr 20, 2023
InstrumentR2023018555
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term61 Months
DueMay 01, 2028

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address4130 OAK TREE LN, PLAINFIELD, IL 60586-5936
Transaction TypeMortgage
Record UpdatedMay 11, 2022
Title CompanyGREATER LIONS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035660
DateMay 29, 2018
InstrumentR2018035660
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2033

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionPlainfield Township
MunicipalityJoliet City
Unified School DistrictPlainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,272.00 (+18.9%)
2024$64,963 (+25.52%) Land $13,476 Building $51,487$194,889 (+25.52%) Land $40,428 Building $154,461
2022$3,593.00 Homeowner's exemption$51,756 Land $10,736 Building $41,020$155,268 Land $32,208 Building $123,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171978804171, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
Nearby Flood Claims15 (1996–2013)
Claims Outside the SFHA2 of 15
Most Recent ClaimApr 2013, rainfall accumulation, Severe Storms, Straight-line Winds, And Flooding
Claims By Storm
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms And Flooding, Sep 2008 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 261 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Benton Ridge Telephone Company, Metronet Holdings, Bertram Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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