4126 Oak Tree Ln, Plainfield, IL 60586 Property Records

Will County property record for 4126 Oak Tree Ln, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,049 sqft · built 1999
Lot Size	0.217 acres (2,067 sqft)
Owner	Individual Name on Record
Last Sale	$195,597 (Dec 2021)
Tax Bill	$4,106 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-27-403-054`

Property Details

APN / Parcel Number

Primary APN	`06-03-27-403-054`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,049 sqft Living Area
Basement Area	549 sqft
Unfinished Basement	549 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Roof Material	Shingle
Lot Area	2,067 sqft (0.217 acres)
Garage Type	Attached
Garage Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4126 OAK TREE LN
City	PLAINFIELD
State	IL
Zip	60586-5936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 170 IN OLD OAKS UNIT 2 PUD, BEING A SUB OF PRT OF THE E1/2 OF THE SE1/4 OF SEC. 27, T36N R9E.
Legal Range	09E
Legal Township	36N
Legal Section	27
Legal Subdivision	OLD OAKS
Legal Lot Number	170
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1046
Census Tract	880417

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4126 OAK TREE LN, PLAINFIELD, IL 60586-5936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Dec 2, 2021	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Prior Sale	Jan 12, 2005 · Amount on Record
Deed Document Number	2021129771
Prior Transfer Date	Oct 22, 2021
Prior Transfer Doc	0000129771
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4126 OAK TREE LN, PLAINFIELD, IL 60586-5936
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012730
Date	Feb 23, 2018
Instrument	R2018012730

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2038

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Dec 2, 2021
Property Address	4126 OAK TREE LN, PLAINFIELD, IL 60586-5936
Document Number	0000129771
Map Reference	DOC R99-94728
Instrument Date	Oct 22, 2021
Instrument	R2021129771
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16427 S LEXINGTON DR, 16427, PLAINFIELD, IL 60586-1070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16427 S LEXINGTON DR, PLAINFIELD, IL 60586-1070

Mortgage

Document Number	0000129772
Date	Dec 2, 2021
Instrument	R2021129772

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

Mortgage

Document Number	0000129773
Date	Dec 2, 2021
Instrument	R2021129773

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,106.00 (+18.91%)	$68,031 (+8.45%) Land $14,615 Building $53,416	$204,093 (+8.45%) Land $43,845 Building $160,248
2024		$62,730 (+25.52%) Land $13,476 Building $49,254	$188,190 (+25.52%) Land $40,428 Building $147,762
2022	$3,453.00 Homeowner's exemption	$49,976 Land $10,736 Building $39,240	$149,928 Land $32,208 Building $117,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1996–2013)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Sep 2008 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Bertram Communications, Metronet, Watch TV.

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