4130 Highland Pointe Dr, Monroe, NC 28110 Property Records

Union County property record for 4130 Highland Pointe Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,631 sqft · built 2017
Lot Size	0.94 acres (40,946 sqft)
Owner	Individual Name on Record
Last Sale	$298,000 (Nov 2020)
Tax Bill	$1,929 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Apr 2023 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`08-102-135`

Property Details

APN / Parcel Number

Primary APN	`08-102-135`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,631 sqft Living Area
1st Floor Area	1,631 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	40,946 sqft (0.94 acres)
Garage Type	Attached
Garage Area	484 sqft
Porch	Slab
Porch Area	155 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4130 HIGHLAND POINTE DR
City	MONROE
State	NC
Zip	28110-9113
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	#10 HIGHLAND POINTE OPCK726
Legal Subdivision	HIGHLAND POINTE
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	2
Census Block	2019
Census Tract	20206

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4130 HIGHLAND POINTE DR, MONROE, NC 28110-9113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Apr 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Nov 13, 2020	Warranty Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORP
Feb 16, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Jul 7, 2017	Warranty Deed, Construction Loan · Construction Mortgage ELLIS T & JUDITH R FISHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	Feb 16, 2018 · Amount on Record
Deed Document Number	202047032
Deed Book / Page	7885 / 193
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4130 HIGHLAND POINTE DR, MONROE, NC 28110-9113
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000923948
Date	Nov 6, 2025
Book Page	9239/48
Instrument	29319

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	HAWLEY, PA 18428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4130 HIGHLAND POINTE DR, MONROE, NC 28110-9113
Transaction Type	Mortgage
Record Updated	May 16, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008696339
Date	Apr 26, 2023
Book Page	8696/339
Instrument	9636

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2043

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4130 HIGHLAND POINTE DR, MONROE, NC 28110-9113
Transaction Type	Mortgage
Record Updated	Dec 31, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008342663
Date	Dec 14, 2021
Book Page	8342/663
Instrument	58547

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4130 HIGHLAND POINTE DR, MONROE, NC 28110-9113
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8114447
Date	May 26, 2021
Book Page	8114/447
Instrument	24960

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 13, 2020
Property Address	4130 HIGHLAND POINTE DR, MONROE, NC 28110-9113
Document Number	0007885193
Book / Page	7885 / 193
Map Reference	CAB K FILE 726&727
Instrument Date	Nov 10, 2020
Instrument	47032
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$596.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4130 HIGHLAND POINTE DR, MONROE, NC 28110-9113

Mortgage

Document Number	0000047033
Date	Nov 13, 2020
Instrument	47033

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

February 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 16, 2018
Property Address	4130 HIGHLAND POINTE DR, MONROE, NC 28110-9113
Document Number	0007104448
Book / Page	7104 / 448
Map Reference	CAB K FILE 726&727
Instrument Date	Feb 16, 2018
Instrument	0004062
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004063
Date	Feb 16, 2018
Instrument	0004063

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

July 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 7, 2017
Property Address	4130 HIGHLAND POINTE DR, MONROE, NC 28110-9113
Document Number	6968624
Book / Page	006968 / 000624
Instrument Date	Jul 7, 2017
Instrument	19277
Transaction Type	Construction Loan
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$90.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2530 W ROOSEVELT BLVD MONROE NC 281108468, MONROE, NC 28110-8468
Investor	Possibly a Property Investor

Mortgage

Document Number	6968626
Date	Jul 7, 2017
Book Page	006968/000626
Instrument	19278

Lender

Name	ELLIS T & JUDITH R FISHER

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 6, 2018

Mortgage

Document Number	6968630,
Date	Jul 7, 2017
Book Page	006968/000630
Instrument	19279

Lender

Name	HIGHLAND POINTE PROPERTIES LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 6, 2018

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,700 (-) Land $88,000 Building $291,700	$379,700 (-) Land $88,000 Building $291,700
2025	$1,929.00 (-9.94%)	$379,700 (+18.62%) Land $88,000 Building $291,700	$379,700 (+18.62%) Land $88,000 Building $291,700
2023	$2,142.00	$320,100 Land $48,000 Building $272,100	$320,100 Land $48,000 Building $272,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Highland Pointe Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures