4130 E Freedom Cir, Ooltewah, TN 37363 Property Records

Hamilton County property record for 4130 E Freedom Cir, Ooltewah, TN 37363

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,414 sqft · built 1973
Lot Size0.249 acres (10,875 sqft)
OwnerIndividual Name on Record
Last Sale$195,000 (Jul 2026)
Tax Bill$998 (2025)
Deeds & MortgagesJul 2026 Sale
Mar 2026 Foreclosure
+ 5 more
Flood ZoneZone X (minimal risk)
APN150J A 012

Property Details

APN / Parcel Number

Primary APN150J A 012
Alternative APN
  • 0000085792

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,414 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1982
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,875 sqft (0.249 acres)
Lot Dimensions149 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000085792
Street Address4130 E FREEDOM CIR
CityOOLTEWAH
StateTN
Zip37363-8913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 55 MAPLEWOOD HEIGHTS UNIT IV PHASE I PB26 PG118
Legal SubdivisionMAPLEWOOD HEIGHTS
Legal Phase1
Legal Lot Number55
Legal UnitIV
JurisdictionHAMILTON TN
Township / Civil Division7
Census Block Group2
Census Block2009
Census Tract11314

Owner

Source: Hamilton County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7604 STANDIFER GAP RD, 901, CHATTANOOGA, TN 37421-1182
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Special Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 10, 2026Trustee's Deed, Foreclosure
May 14, 2025Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jun 20, 2024Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jul 19, 2022Intrafamily Transfer, Transfer
Aug 10, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Sep 11, 2018Loan Modification, Mortgage · FHA Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2026 · Amount on Record
Deed SaleJul 30, 2026 · Amount on Record
Prior SaleMar 10, 2026 · Amount on Record
Deed Document Number2026329
Deed Book / Page14386 / 349
Prior Transfer DateMar 4, 2026
Prior Transfer Doc0000000162
Record UpdatedOct 29, 2026

July 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHAMILTON TN
Recording DateJul 30, 2026
Property Address4130 E FREEDOM CIR, OOLTEWAH, TN 37363-8913
Document Number0000000329
Book / Page14386 / 349
Instrument DateJul 3, 2026
Instrument2026329
Transaction TypeTransfer
Record UpdatedAug 7, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$72,871.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

March 2026: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionHAMILTON TN
Recording DateMar 10, 2026
Property Address4130 E FREEDOM CIR, OOLTEWAH, TN 37363-8913
Document Number0000000162
Book / Page14222 / 289
Map ReferenceMB 26 PG 118
Instrument DateMar 10, 2026
Instrument2026031000162
Transaction TypeForeclosure
Record UpdatedMar 19, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3637 SENTARA WAY STE 303, 303, VIRGINIA BEACH, VA 23452-4262

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address4130 E FREEDOM CIR, OOLTEWAH, TN 37363-8913
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4130 E FREEDOM CIR, OOLTEWAH, TN 37363-8913

Mortgage

Document Number0000000058
DateMay 14, 2025
Book Page13921/908
Instrument2025051400058
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term350 Months
DueJul 1, 2054

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 20, 2024
Property Address4130 E FREEDOM CIR, OOLTEWAH, TN 37363-8913
Document Number0000000077
Book / Page13626 / 318
Map ReferenceMB 26 PG 118
Instrument DateJun 18, 2024
Instrument2024062000077
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyUNKNOWN, BRIDGE CITY TTL EAST BRAINER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,047.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4130 E FREEDOM CIR, OOLTEWAH, TN 37363-8913

Mortgage

Document Number0000000078
DateJun 20, 2024
Instrument2024062000078
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2054

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON TN
Recording DateJul 19, 2022
Property Address4130 E FREEDOM CIR, OOLTEWAH, TN 37363-8913
Document Number0000000190
Book / Page13030 / 687
Map ReferenceMB 26 PG 118
Instrument DateJul 15, 2022
Instrument2022071900190
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4130 E FREEDOM CIR, OOLTEWAH, TN 37363-8913

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address4130 E FREEDOM CIR, OOLTEWAH, TN 37363-8913
Document Number0917000033
Instrument DateAug 10, 2020
Transaction TypeMortgage
Record UpdatedOct 16, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4130 E FREEDOM CIR OOLTEWAH TN 373638913, OOLTEWAH, TN 37363-8913

Mortgage

Document Number0917000033
DateSep 17, 2020
Book Page012154/000912
Instrument200917000033
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueSep 16, 2048

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON TN
Property Address4130 E FREEDOM CIR, OOLTEWAH, TN 37363-8913
Document Number1012000016
Instrument DateSep 11, 2018
Transaction TypeMortgage
Record UpdatedOct 31, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4130 E FREEDOM CIR OOLTEWAH TN 373638913, OOLTEWAH, TN 37363-8913

Mortgage

Document Number1012000016
DateOct 12, 2018
Book Page011475/000595
Instrument181012000016
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 11, 2048
Interest
Rate4.87%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$998.00 (+6.06%)$65,850 (+56.51%)$263,400 (+56.51%) Land $70,000 Building $193,400
2024$941.00 (-0.95%)$42,075 (-)$168,300 (-) Land $45,000 Building $123,300
2023$950.00$42,075$168,300 Land $45,000 Building $123,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTSIDE UTILITY DISTRICT
serves 59,612 people · EPA ID TN0000219
Water SourceSurface water
Last State InspectionJan 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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