4124 E Freedom Cir, Ooltewah, TN 37363 Property Records

Hamilton County property record for 4124 E Freedom Cir, Ooltewah, TN 37363

Property Summary

Property TypeRural Home
Details2 ba · 2,090 sqft · built 1973
Lot Size0.272 acres (11,864 sqft)
Owner2 Individual Names on File
Last Sale$244,000 (Oct 2020)
Tax Bill$1,330 (2025)
Deeds & MortgagesMay 2022 Mortgage
Apr 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN150J A 010

Property Details

APN / Parcel Number

Primary APN150J A 010
Alternative APN
  • 0000085790

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,090 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1982
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,864 sqft (0.272 acres)
Lot Dimensions148 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000085790
Street Address4124 E FREEDOM CIR
CityOOLTEWAH
StateTN
Zip37363-8913
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRR
Legal DescriptionLT 53 MAPLEWOOD HEIGHTS UNIT IV PHASE I PB26 PG118
Legal SubdivisionMAPLEWOOD HEIGHTS
Legal Phase1
Legal Lot Number53
Legal UnitIV
JurisdictionHAMILTON TN
Township / Civil Division7
Census Block Group2
Census Block2009
Census Tract11314

Owner

4124 E Freedom Cir, a rural home, is owned and occupied by two individuals who bought it in October 2020.

Source: Hamilton County records, as of December 31, 2025

Owner of Record2 Individual Names on File
Mailing Address4124 E FREEDOM CIR, OOLTEWAH, TN 37363-8913
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 16, 2022Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Apr 30, 2018Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS NATIONAL BANK
Oct 15, 2020Warranty Deed, Transfer · FHA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2020 · Amount on File
Deed SaleOct 15, 2020 · Amount on File
Prior SaleMar 12, 2014
Deed Document Number2020101500137
Deed Book / Page12192 / 633
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address4124 E FREEDOM CIR, OOLTEWAH, TN 37363-8913
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000028
DateMay 16, 2022
Book Page12958/305
Instrument2022051600028
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term341 Months
DueOct 1, 2050

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address4124 E FREEDOM CIR, OOLTEWAH, TN 37363-8913
Transaction TypeMortgage
Record UpdatedSep 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000026
DateApr 30, 2018
Book Page11332/150
Instrument2018043000026
Lender
NameFIRST CITIZENS NATIONAL BANK
TypeBank
AddressDYERSBURG, TN 38025
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term240 Months
DueApr 28, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateOct 15, 2020
Property Address4124 E FREEDOM CIR, OOLTEWAH, TN 37363-8913
Document Number1015000137
Book / Page012192 / 000633
Instrument DateSep 4, 2020
Instrument201015000137
Transaction TypeTransfer
Record UpdatedNov 2, 2020
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$903.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4124 E FREEDOM CIR OOLTEWAH TN 373638913, OOLTEWAH, TN 37363-8913

Mortgage

Document Number1015000138
DateOct 15, 2020
Book Page012192/000637
Instrument201015000138
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4124 E Freedom Cir was $1,330, up 4% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,330.00 (+3.99%)$87,775 (+53.45%)$351,100 (+53.45%) Land $70,000 Building $281,100
2024$1,279.00 (-0.7%)$57,200 (-)$228,800 (-) Land $45,000 Building $183,800
2023$1,288.00$57,200$228,800 Land $45,000 Building $183,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4124 E Freedom Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4124 E Freedom Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTSIDE UTILITY DISTRICT
serves 59,612 people · EPA ID TN0000219
Water SourceSurface water
Last State InspectionJan 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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