DeKalb County property record for 4130 Co Rd 28, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,672 sqft · built 1969 |
| Lot Size | 4.65 acres (202,554 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $112,500 (Sep 2014) |
| Tax Bill | $1,455 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-11-100-006.000-007 |
| Primary APN | 17-06-11-100-006.000-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| 1st Floor Area | 1,672 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 202,554 sqft (4.65 acres) |
| Terrain | High |
| Garage Type | Mixed |
| Garage Area | 1,500 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 240 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Gazebo | 81 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 050611100006 |
|---|---|
| Street Address | 4130 COUNTY ROAD 28 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT E1/2 NW1/4 SECTION 11 TWP 34 RANGE 13 ACRES 4.6500 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | GRANT |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 20200 |
Source: DeKalb County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4130 COUNTY ROAD 28, WATERLOO, IN 46793-9330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FEDERAL CREDIT UNION |
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HICKSVILLE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2014 · Amount on Record |
| Deed Sale | Sep 5, 2014 · Amount on Record |
| Deed Document Number | 20144125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Apr 15, 2026 |
| Property Address | 4130 COUNTY ROAD 28, WATERLOO, IN 46793-9330 |
| Document Number | 0202601868 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 20261868 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4130 COUNTY ROAD 28, WATERLOO, IN 46793-9330 |
| Document Number | 0000001868, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 20261868 |
| Name | THREE RIVERS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 15, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 4130 COUNTY ROAD 28, WATERLOO, IN 46793-9330 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202008243 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 202008243 |
| Name | THE HICKSVILLE BANK |
|---|---|
| Type | Bank |
| Address | HICKSVILLE, OH 43526 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2036 |
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Grant Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,455.00 (-2.94%) | $234,300 (+2.14%) Land $56,400 Building $177,900 | $234,300 (+2.14%) Land $56,400 Building $177,900 |
| 2024 | $1,499.00 (+3.95%) | $229,400 (+2.73%) Land $56,400 Building $173,000 | $229,400 (+2.73%) Land $56,400 Building $173,000 |
| 2023 | $1,442.00 (-5.13%) | $223,300 (+12.27%) Land $54,300 Building $169,000 | $223,300 (+12.27%) Land $54,300 Building $169,000 |
| 2022 | $1,520.00 | $198,900 Land $47,200 Building $151,700 | $198,900 Land $47,200 Building $151,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Auburn Essential Services Fiber | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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