DeKalb County property record for 4064 Co Rd 28, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,310 sqft · built 2020 |
| Lot Size | 4.64 acres (202,380 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $3,484 (May 1997) |
| Tax Bill | $3,915 (2025) |
| Deeds & Mortgages | Apr 2019 Construction Loan Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-11-100-009.000-007 |
| Primary APN | 17-06-11-100-009.000-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,310 sqft Living Area |
| 1st Floor Area | 2,310 sqft |
| Basement Area | 2,310 sqft |
| Finished Basement | 1,390 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 202,380 sqft (4.64 acres) |
| Garage Type | Attached |
| Garage Area | 1,201 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 1,000 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 050611100009 |
|---|---|
| Street Address | 4064 COUNTY ROAD 28 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W1/2 NW1/4 SECTION 11 TOWNSHIP 34 RANGE 13 4.646 ACRES |
| Legal Range | 13 |
| Legal Township | 34 |
| Legal Section | 11 |
| Legal Subdivision | THE PLAT OF TILLS TRACT SECTION III |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | GRANT |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 20200 |
Source: DeKalb County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4064 COUNTY ROAD 28, WATERLOO, IN 46793-9521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2019 | Deed of Trust, Mortgage · Construction Mortgage HORIZON BANK |
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HICKSVILLE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 1997 · Amount on Record |
| Deed Sale | May 2, 1997 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 4064 COUNTY ROAD 28, WATERLOO, IN 46793-9521 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC |
| Name | Verified Name |
|---|
| Document Number | 201901538 |
|---|---|
| Date | Apr 11, 2019 |
| Instrument | 201901538 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Apr 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.37% |
| Index | 1-Year CMT |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 4064 COUNTY ROAD 28, WATERLOO, IN 46793-9521 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202006726 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 202006726 |
| Name | THE HICKSVILLE BANK |
|---|---|
| Type | Bank |
| Address | HICKSVILLE, OH 43526 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Grant Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,915.00 (-4.35%) | $593,200 (-0.49%) Land $56,800 Building $536,400 | $593,200 (-0.49%) Land $56,800 Building $536,400 |
| 2024 | $4,093.00 (+8.37%) | $596,100 (+6.09%) Land $56,800 Building $539,300 | $596,100 (+6.09%) Land $56,800 Building $539,300 |
| 2023 | $3,777.00 (-9.58%) | $561,900 (+11.18%) Land $54,600 Building $507,300 | $561,900 (+11.18%) Land $54,600 Building $507,300 |
| 2022 | $4,177.00 | $505,400 Land $47,500 Building $457,900 | $505,400 Land $47,500 Building $457,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Auburn Essential Services Fiber | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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