4130 Beech Tree Ct, Dayton, OH 45424 Property Records

Montgomery County property record for 4130 Beech Tree Ct, Dayton, OH 45424

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,919 sqft · built 1974
Lot Size	0.278 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$328,000 (Apr 2026)
Tax Bill	$3,957 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R72217314-0001`

Property Details

APN / Parcel Number

Primary APN	`R72217314-0001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,919 sqft Living Area
Gross Area	2,339 sqft
1st Floor Area	791 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Lot Area	12,197 sqft (0.278 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	40 sqft
Deck Area	200 sqft
Patio Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4130 BEECH TREE CT
City	DAYTON
State	OH
Zip	45424-4636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	80209
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	1
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1019
Census Tract	90304

Owner

Source: Montgomery County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4130 BEECH TREE CT, DAYTON, OH 45424-4636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIMECAP LENDING LLC
Nov 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Nov 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Oct 26, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
Nov 8, 2018	Warranty Deed, Transfer · FHA Mortgage RUOFF MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Nov 8, 2018 · Amount on Record
Deed Document Number	202622782
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 14, 2026
Property Address	4130 BEECH TREE CT, DAYTON, OH 45424-4636
Document Number	0000022782
Instrument Date	Apr 6, 2026
Instrument	202622782
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	HOMESERVICES TITLE, HOME SERVICES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99,384.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	4130 BEECH TREE CT, DAYTON, OH 45424-4636

Mortgage

Document Number	0000022783,
Date	Apr 14, 2026
Instrument	202622783

Lender

Name	PRIMECAP LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	4130 BEECH TREE CT, DAYTON, OH 45424-4636
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4130 BEECH TREE CT, DAYTON, OH 45424-4636

Mortgage

Document Number	0000059573
Date	Nov 20, 2023
Instrument	202300059573

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year T-Bill
Max Rate	12.7%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	4130 BEECH TREE CT, DAYTON, OH 45424-4636
Transaction Type	Mortgage
Record Updated	Nov 21, 2022
Title Company	LANDMARK TTL AGCY SOUTH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069524
Date	Nov 7, 2022
Instrument	2022-00069524

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.5%
Index	1-Year T-Bill
Max Rate	10.5%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	4130 BEECH TREE CT, DAYTON, OH 45424-4636
Document Number	0000067061
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4130 BEECH TREE CT DAYTON OH 454244636, DAYTON, OH 45424-4636

Mortgage

Document Number	0000067061
Date	Nov 5, 2020
Instrument	67061

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Nov 4, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 8, 2018
Property Address	4130 BEECH TREE CT, DAYTON, OH 45424-4636
Document Number	0000066161
Instrument Date	Oct 30, 2018
Instrument	66161
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$446.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4130 BEECH TREE CT DAYTON OH 454244636, DAYTON, OH 45424-4636

Mortgage

Document Number	66162
Date	Nov 8, 2018
Instrument	66162

Lender

Name	RUOFF MTG
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Mad River Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,957.00 (+5.41%)	$72,590 (-) Land $14,410 Building $58,180	$207,380 (-) Land $41,160 Building $166,220
2024	$3,754.00 (+1.73%)
2023	$3,690.00 (+9.24%)	$72,590 (+4%) Land $14,410 Building $58,180	$207,380 (+4%) Land $41,160 Building $166,220
2022	$3,378.00	$51,850 Land $10,290 Building $41,560
2020			$148,130 Land $29,400 Building $118,730

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

4130 Beech Tree Ct, Dayton, OH 45424 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Beech Tree Ct

Nearby Streets

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