Monroe County property record for 413 Walnut St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1979 |
| Square Footage | 1,093 sqft Living Area |
| Lot Size | 7,508 sqft (0.17 acres) |
| Garage | Carport, 351 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $170,000 (2022) |
Source: Monroe County records · APN 07-25-335-010-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 WALNUT ST, WATERLOO, IL 62298-1465 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 29, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU |
| Aug 15, 2017 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage CORNERSTONE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2022 · Amount on Record |
| Deed Sale | Sep 29, 2022 · Amount on Record |
| Deed Doc Number | 2022426332 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 29, 2022 |
| Property Address | 413 WALNUT ST, WATERLOO, IL 62298-1465 |
| Document Number | 0000426332 |
| Map Reference | MB A PG 95 |
| Instrument Date | Sep 29, 2022 |
| Instrument | 426332 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 413 WALNUT ST, 413, WATERLOO, IL 62298-1465 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 413 WALNUT ST, WATERLOO, IL 62298-1465 |
| Document Number | 0000426333 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 426333 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 413 WALNUT ST, WATERLOO, IL 62298-1465 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000422300 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 422300 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 23, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 15, 2017 |
| Property Address | 413 WALNUT ST, WATERLOO, IL 62298-1465 |
| Document Number | 0000391435 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 391435 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $183.75 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 WESTVIEW PL, 123, WATERLOO, IL 62298-1255 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 413 WALNUT ST, WATERLOO, IL 62298-1465 |
| Document Number | 0000391436 |
|---|---|
| Date | Aug 15, 2017 |
| Instrument | 391436 |
| Name | CORNERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $64,640 (+14.98%) Land $16,050 Building $48,590 | $193,920 (+14.98%) Land $48,150 Building $145,770 | |
| 2022 | Disabled Person's exemption Additional exemption filed | $56,220 Land $14,950 Building $41,270 | $168,660 Land $44,850 Building $123,810 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-25-335-010-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 1,093 sqft Living Area |
| 1st Floor | 1,093 sqft 1st Floor |
| Basement Area | 1,093 sqft Basement |
| Unfinished Basement | 1,093 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Frame Construction |
| Lot Area | 7,508 sqft (0.17 acres) |
| Depth X Width | 100 ft x 75 ft Depth x Width |
| Driveway | Driveway Concrete |
| Driveway Area | 352 sqft Driveway |
| Garage Type | Carport Garage |
| Garage Area | 351 sqft Garage |
| Carport | Carport |
| Carport Area | 351 sqft Carport |
| Porch Area | 68 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 413 WALNUT ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1465 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART LOT 1C |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | MENTELS ADD |
| Legal Lot Number | 1C |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 18 |
| Census Blockgroup | 4 |
| Census Block | 4007 |
| Census Tract | 600501 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures