Monroe County property record for 406 Walnut St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 976 sqft · built 1953 |
| Lot Size | 0.19 acres (8,222 sqft) |
| Owner | Individual Name on File |
| Last Sale | $184,000 (Apr 2025) |
| Tax Bill | $3,393 (2024) |
| Deeds & Mortgages | Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-337-004-000 |
| Primary APN | 07-25-337-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 976 sqft Living Area |
| 1st Floor Area | 976 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 8,222 sqft (0.19 acres) |
| Lot Dimensions | 148 ft deep x 56 ft wide |
| Garage Type | Carport |
| Garage Area | 336 sqft |
| Carport | Carport |
| Carport Area | 336 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 430 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 210 sqft |
| Patio Area | 68 sqft |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 406 WALNUT ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1464 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1X |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | WATERLOO |
| Legal Lot Number | 1X |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 18 |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 600501 |
Source: Monroe County records · APN 07-25-337-004-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 WALNUT ST, WATERLOO, IL 62298-1464 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 29, 2025 · Amount on Record |
| Deed Sale | Apr 29, 2025 · Amount on Record |
| Prior Sale | Dec 14, 2018 · Amount on Record |
| Deed Document Number | 2025437350 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Dec 14, 2018 |
| Property Address | 406 WALNUT ST, WATERLOO, IL 62298-1464 |
| Document Number | 0000399158 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 399158 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2019 |
| Title Company | INTEGRITY TITLE AGENCY INC, INTEGRITY TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.50 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 406 WALNUT ST WATERLOO IL 622981464, WATERLOO, IL 62298-1464 |
| Document Number | 399159 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 399159 |
| Name | FIRST NAT'L BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2048 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $59,260 (+26.09%) Land $16,170 Building $43,090 | $177,780 (+26.09%) Land $48,510 Building $129,270 | |
| 2024 | $3,393.00 | ||
| 2022 | $47,000 Land $15,020 Building $31,980 | $141,000 Land $45,060 Building $95,940 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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