413 Walnut St, Franklin, VA 23851 Property Records

Franklin City property record for 413 Walnut St, Franklin, VA 23851

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 3,161 sqft · built 1917
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$128,200 (Feb 2011)
Tax Bill	$2,754 (2026)
Deeds & Mortgages	Mar 2021 Refinance
APN	`139 077 D 118C`

Property Details

APN / Parcel Number

Primary APN	`139 077 D 118C`
Alternative APN	`965`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,161 sqft Living Area
Gross Area	4,117 sqft
1st Floor Area	2,812 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1960
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Terrain	Wooded
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	362 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	965
Street Address	413 WALNUT ST
City	FRANKLIN
State	VA
Zip	23851-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT WALNUT ST 139-(077)-BLK D-118C
Legal Block	D-118C
Jurisdiction	FRANKLIN CITY VA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1024
Census Tract	90200

Owner

Source: Franklin City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	413 WALNUT ST, FRANKLIN, VA 23851-2034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2011 · Amount on File
Deed Sale	Feb 22, 2011 · Amount on File
Deed Book / Page	1100 / 514
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY VA
Property Address	413 WALNUT ST, FRANKLIN, VA 23851-2034
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000657
Date	Mar 5, 2021
Instrument	210000657

Lender

Name	HOME POINT FINANCIAL CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin City assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Franklin City
Unified School District	Franklin City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,754.00 (+50.9%)	$267,420 (+50.91%) Land $18,500 Building $248,920	$267,420 (+50.91%) Land $18,500 Building $248,920
2025	$1,825.00 (+49.71%)	$177,200 (+38.01%) Land $18,500 Building $158,700	$177,200 (+38.01%) Land $18,500 Building $158,700
2023		$128,400 Land $16,500 Building $111,900	$128,400 Land $16,500 Building $111,900
2019	$1,219.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	53 (1992–2016)
Claims Outside the SFHA	16 of 53
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKLIN serves 9,000 people · EPA ID VA3620350
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20