Franklin City property record for 407 Walnut St, Franklin, VA 23851
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,982 sqft · built 1938 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,900 (Jun 2026) |
| Tax Bill | $1,385 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Sep 2022 Refinance |
| APN | 123 077 D 118F |
| Primary APN | 123 077 D 118F |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,982 sqft Living Area |
| Gross Area | 2,606 sqft |
| 1st Floor Area | 1,800 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Terrain | Wooded |
| Porch | Patio |
| Porch Area | 208 sqft |
| Patio Area | 416 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1569 |
|---|---|
| Street Address | 407 WALNUT ST |
| City | FRANKLIN |
| State | VA |
| Zip | 23851-2034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 1 LOT WALNUT ST 123-(077)-BLK D-118F |
| Legal Subdivision | PHYSICAL SURVEY |
| Legal Block | D-118F |
| Jurisdiction | FRANKLIN CITY VA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 90200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Franklin Historic District listed 1985 · 225 contributing resources · NRIS 85000988 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Franklin City records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 WALNUT ST, FRANKLIN, VA 23851-2034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE GROUP INC |
| Sep 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2026 · Amount on Record |
| Deed Sale | Jun 24, 2026 · Amount on Record |
| Deed Document Number | 20261753 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | FRANKLIN CITY VA |
| Recording Date | Jun 24, 2026 |
| Property Address | 407 WALNUT ST, FRANKLIN, VA 23851-2034 |
| Document Number | 0000001753 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 20261753 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19,785.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 WALNUT ST, FRANKLIN, VA 23851-2034 |
| Document Number | 0000001754, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 20261754 |
| Name | ATLANTIC COAST MORTGAGE GROUP INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN CITY VA |
| Property Address | 407 WALNUT ST, FRANKLIN, VA 23851-2034 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220002565 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 220002565 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Jun 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Franklin City assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Franklin City |
| Unified School District | Franklin City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,385.00 (+56.85%) | $134,500 (+40.99%) Land $18,500 Building $116,000 | $134,500 (+40.99%) Land $18,500 Building $116,000 |
| 2023 | $95,400 Land $12,400 Building $83,000 | $95,400 Land $12,400 Building $83,000 | |
| 2019 | $883.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 53 (1992–2016) |
| Claims Outside the SFHA | 16 of 53 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FRANKLIN serves 9,000 people · EPA ID VA3620350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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