413 W Westgate Dr, Clever, MO 65631 Property Records

Christian County property record for 413 W Westgate Dr, Clever, MO 65631

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,576 sqft · built 2008
Lot Size	0.273 acres (11,875 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,858 (Oct 2023)
Tax Bill	$1,557 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9-0.4-20-3-1-21.009`

Property Details

APN / Parcel Number

Primary APN	`9-0.4-20-3-1-21.009`
Alternative APN	`09-0.4-20-003-001-021.009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Building Area	1,576 sqft Living Area
1st Floor Area	1,576 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asbestos
Lot Area	11,875 sqft (0.273 acres)
Lot Dimensions	125 ft deep x 95 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	413 WEST WESTGATE DR
City	CLEVER
State	MO
Zip	65631-6735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 WESTGATE
Legal Range	23W
Legal Township	27N
Legal Section	20
Legal Subdivision	WESTGATE
Legal Lot Number	9
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2019
Census Tract	20102

Owner

Source: Christian County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 WEST WESTGATE DR, CLEVER, MO 65631-6735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Oct 13, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 11, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MID MISSOURI BANK
Jun 22, 2018	Warranty Deed, Transfer · Conventional Mortgage GREAT SOUTHERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Prior Sale	May 11, 2020 · Amount on Record
Deed Document Number	202311945
Deed Book / Page	2023 / 11787
Prior Transfer Date	May 7, 2020
Prior Transfer Doc	0202006435
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Oct 27, 2023
Property Address	413 W WESTGATE DR, CLEVER, MO 65631-6735
Document Number	0202311787
Book / Page	2023 / 11787
Map Reference	MB H PG 320
Instrument Date	Oct 27, 2023
Instrument	2023L11945
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	CHOICE TITLE AGENCY INC, CHOICE ESCROW & LAND TTL LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 W WESTGATE DR, CLEVER, MO 65631-6735

Mortgage

Document Number	2023L11946
Date	Oct 27, 2023
Instrument	2023L11946

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	413 W WESTGATE DR, CLEVER, MO 65631-6735
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 W WESTGATE DR, CLEVER, MO 65631-6735
Investor	Possibly a Property Investor

Mortgage

Document Number	0202311222
Date	Oct 13, 2023
Book Page	2023/11222
Instrument	2023L11369

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHRISTIAN MO
Recording Date	May 11, 2020
Property Address	413 W WESTGATE DR, CLEVER, MO 65631-6735
Document Number	0202006435
Book / Page	2020 / 6435
Instrument Date	May 7, 2020
Instrument	2020L06498
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	WACO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 W WESTGATE DR, CLEVER, MO 65631-6735
Investor	Possibly a Property Investor

Mortgage

Document Number	2020L06499
Date	May 11, 2020
Instrument	2020L06499

Lender

Name	MID MISSOURI BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jun 22, 2018
Property Address	413 W WESTGATE DR, CLEVER, MO 65631-6735
Document Number	0201808013
Book / Page	2018 / 08013
Instrument Date	Jun 22, 2018
Instrument	2018L08102
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	HOGAN LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 W WESTGATE DR, CLEVER, MO 65631-6735

Mortgage

Document Number	2018L08103
Date	Jun 22, 2018
Instrument	2018L08103

Lender

Name	GREAT SOUTHERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Clever City
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,790 (+6.27%)	$141,000 (+6.25%) Land $25,000 Building $116,000
2024	$1,557.00
2023		$25,210 (+5.97%)	$132,700 (+5.99%) Land $25,000 Building $107,700
2022		$23,790
2021			$125,200 Land $17,500 Building $107,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVER PWS serves 2,139 people · EPA ID MO5010175
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wisper ISP.

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