409 W Westgate Dr, Clever, MO 65631 Property Records

Christian County property record for 409 W Westgate Dr, Clever, MO 65631

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,818 sqft · built 2005
Lot Size	0.165 acres (7,172 sqft)
Owner	Company Name on Record
Tax Bill	$1,446 (2025)
Deeds & Mortgages	Sep 2026 Transfer Oct 2025 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9-0.4-20-3-1-21.007`

Property Details

APN / Parcel Number

Primary APN	`9-0.4-20-3-1-21.007`
Alternative APN	`09-0.4-20-003-001-021.007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick/Wood
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,172 sqft (0.165 acres)
Lot Dimensions	143 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	409 W WESTGATE DR
City	CLEVER
State	MO
Zip	65631-6735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 WESTGATE
Legal Range	23W
Legal Township	27N
Legal Section	20
Legal Subdivision	WESTGATE
Legal Lot Number	7
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2019
Census Tract	20102

Owner

Source: Christian County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4821 HIGHWAY K, BILLINGS, MO 65610-8421
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 7, 2025	Deed of Trust, Mortgage · Construction Mortgage THE STOCKMENS BANK
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREAT SOUTHERN BANK
Feb 6, 2017	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2026
Deed Sale	Sep 29, 2026
Prior Sale	Oct 7, 2025 · Amount on Record
Deed Document Number	202612240
Deed Book / Page	2026 / 12073
Prior Transfer Date	Sep 28, 2026
Prior Transfer Doc	0000012240
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 29, 2026
Property Address	409 W WESTGATE DR, CLEVER, MO 65631-6735
Document Number	0000012240
Book / Page	2026 / 12073
Instrument Date	Sep 28, 2026
Instrument	202612240
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	4821 HIGHWAY K, BILLINGS, MO 65610-8421

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	409 W WESTGATE DR, CLEVER, MO 65631-6735
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TTL CO ALL BRANCHE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1334 E REPUBLIC RD, SPRINGFIELD, MO 65804-7210

Mortgage

Document Number	0202511664
Date	Oct 7, 2025
Book Page	2025/11664
Instrument	2025L11809

Lender

Name	THE STOCKMENS BANK
Type	Bank
Address	CRANE, MO 65633

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	409 W WESTGATE DR, CLEVER, MO 65631-6735
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	WACO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202103542
Date	Feb 24, 2021
Book Page	2021/3542
Instrument	2021L03566

Lender

Name	GREAT SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Feb 6, 2017
Property Address	409 W WESTGATE DR, CLEVER, MO 65631-6735
Document Number	0201701469
Book / Page	2017 / 01469
Instrument Date	Feb 3, 2017
Instrument	2017L01485
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	MERIDIAN TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 W WESTGATE DR, CLEVER, MO 65631-6735

Mortgage

Document Number	2017L01486
Date	Feb 6, 2017
Instrument	2017L01486

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Clever City
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,446.00	$23,560 (+6.08%)	$124,000 (+6.07%) Land $25,000 Building $99,000
2023		$22,210	$116,900 Land $25,000 Building $91,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVER PWS serves 2,139 people · EPA ID MO5010175
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wisper ISP.

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