413 W Pierce St, Elburn, IL 60119 Property Records

Kane County property record for 413 W Pierce St, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · built 1903
Lot Size	0.19 acres (8,274 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (May 2018)
Tax Bill	$4,369 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-06-233-001`

Property Details

APN / Parcel Number

Primary APN	`11-06-233-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Aluminum/Vinyl
Lot Area	8,274 sqft (0.19 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	413 W PIERCE ST
City	ELBURN
State	IL
Zip	60119-8208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSESSORS ADD TO BLACKBERRY - LOT 2 IN BLK 9
Legal Subdivision	ASSESSORS ADD
Legal Block	9
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	1
Census Block	1032
Census Tract	854507

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 W PIERCE ST, ELBURN, IL 60119-8208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 15, 2018	Warranty Deed, Transfer · Conventional with PMI NORTHSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2018 · Amount on Record
Deed Sale	May 15, 2018 · Amount on Record
Prior Sale	Mar 28, 2016 · Amount on Record
Deed Document Number	201822472
Prior Transfer Date	Jul 6, 2009
Prior Transfer Doc	0000073416
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	413 W PIERCE ST, ELBURN, IL 60119-8208
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038339
Date	May 17, 2021
Instrument	2021K038339

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate	2.99%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 15, 2018
Property Address	413 W PIERCE ST, ELBURN, IL 60119-8208
Document Number	0000022472
Instrument Date	May 2, 2018
Instrument	22472
Transaction Type	Transfer
Record Updated	May 29, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 W PIERCE ST ELBURN IL 601198208, ELBURN, IL 60119-8208

Mortgage

Document Number	22473
Date	May 15, 2018
Instrument	22473

Lender

Name	NORTHSTAR CU
Type	Credit Union
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,369.00 (+18.05%) Homeowner's exemption	$62,967 (+8.89%) Land $10,558 Building $52,409	$188,977 (+8.89%) Land $31,687 Building $157,290
2024		$57,826 (+26.98%) Land $9,696 Building $48,130	$173,547 (+27.03%) Land $29,100 Building $144,448
2022	$3,701.00 (+3.79%) Homeowner's exemption	$45,538 (+4.48%) Land $8,031 Building $37,507	$136,614 (+4.48%) Land $24,093 Building $112,521
2021	$3,566.00 Homeowner's exemption	$43,586 Land $7,687 Building $35,899	$130,758 Land $23,061 Building $107,697

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV, Xfinity.

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