410 W Pierce St, Elburn, IL 60119 Property Records

Kane County property record for 410 W Pierce St, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · built 1897
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Feb 2019)
Tax Bill	$5,424 (2025)
Deeds & Mortgages	May 2020 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-06-229-004`

Property Details

APN / Parcel Number

Primary APN	`11-06-229-004`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1897
Exterior Material	Combination
Lot Area	8,756 sqft (0.201 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	410 W PIERCE ST
City	ELBURN
State	IL
Zip	60119-8207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 OF THE OWNERS RESUB
Legal Subdivision	THE OWNERS RESUB
Legal Block	1
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	1
Census Block	1033
Census Tract	854507

Owner

410 W Pierce St is owned and occupied by an individual who bought it in February 2019.

Source: Kane County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	410 W PIERCE ST, ELBURN, IL 60119-8207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 21, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2019 · Amount on File
Deed Sale	Feb 21, 2019 · Amount on File
Prior Sale	Jul 24, 2006 · Amount on File
Deed Document Number	20196911
Prior Transfer Date	Jul 25, 2008
Prior Transfer Doc	0000086199
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	410 W PIERCE ST, ELBURN, IL 60119-8207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIOANL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026258
Date	May 21, 2020
Instrument	2020K026258

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 21, 2019
Property Address	410 W PIERCE ST, ELBURN, IL 60119-8207
Document Number	0000006911
Instrument Date	Feb 8, 2019
Instrument	2019K006911
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 W PIERCE ST, ELBURN, IL 60119-8207

Mortgage

Document Number	0000006912
Date	Feb 21, 2019
Instrument	2019K006912

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Interest

Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 410 W Pierce St was $5,424 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,424.00 Homeowner's exemption	$76,234 (+8.89%) Land $11,284 Building $64,950	$228,794 (+8.89%) Land $33,866 Building $194,928
2024		$70,010 Land $10,363 Building $59,647	$210,114 Land $31,101 Building $179,013
2022	$4,581.00 (+3.64%) Homeowner's exemption	$54,943 (+4.48%) Land $8,584 Building $46,359	$164,829 (+4.48%) Land $25,752 Building $139,077
2021	$4,420.00 Homeowner's exemption	$52,587 Land $8,216 Building $44,371	$157,761 Land $24,648 Building $133,113

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 410 W Pierce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 410 W Pierce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV, Xfinity.

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