413 W Caroline St, Spring Valley, IL 61362 Property Records

Bureau County property record for 413 W Caroline St, Spring Valley, IL 61362

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1992
Lot Size0.809 acres (35,235 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (May 2015)
Tax Bill$6,375 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN24-03-201-013

Property Details

APN / Parcel Number

Primary APN24-03-201-013
Alternative APN
  • 377A4

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area35,235 sqft (0.809 acres)
Lot Dimensions243 ft deep x 145 ft wide

Location & Zoning

Account Number2403201013
Street Address413 W CAROLINE ST
CitySPRING VALLEY
StateIL
Zip61362-1823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING VALLEY-CINOTTOS ADD. L 4 (145X242.97) DOC 15-1943
Legal Range11
Legal Township15
Legal Section03
Legal SubdivisionCINOTTOS
Legal Lot Number4
JurisdictionBUREAU IL
Township / Civil DivisionHALL
Census Block Group3
Census Block3015
Census Tract965200

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address413 W CAROLINE ST, SPRING VALLEY, IL 61362-1823
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2015 · Amount on Record
Deed SaleMay 18, 2015 · Amount on Record
Deed Document Number20151943
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUREAU IL
Property Address413 W CAROLINE ST, SPRING VALLEY, IL 61362-1823
Transaction TypeMortgage
Record UpdatedApr 7, 2021
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R01226
DateMar 24, 2021
Instrument2021R01226
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBureau County
County SubdivisionHall Township
MunicipalitySpring Valley City
Secondary School DistrictHall High School District 502 (09 - 12)
Elementary School DistrictSpring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,375.00 (+13.15%)$68,455 (+15.77%) Land $8,508 Building $59,947$205,365 (+15.77%) Land $25,524 Building $179,841
2023$59,131 Land $7,349 Building $51,782$177,393 Land $22,047 Building $155,346
2022$5,634.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1982–1985)
Most Recent ClaimMar 1985 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRING VALLEY
serves 5,582 people · EPA ID IL0111000
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Geneseo Communications Services
Fiber
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink.

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