400 W Caroline St, Spring Valley, IL 61362 Property Records

Bureau County property record for 400 W Caroline St, Spring Valley, IL 61362

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1971
Lot Size0.522 acres (22,750 sqft)
OwnerIndividual Name on File
Last Sale$152,000 (Nov 2012)
Tax Bill$6,716 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN18-34-458-007

Property Details

APN / Parcel Number

Primary APN18-34-458-007
Alternative APN
  • 1536

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Lot Area22,750 sqft (0.522 acres)
Lot Dimensions130 ft deep x 175 ft wide

Location & Zoning

Account Number1834458007
Street Address400 W CAROLINE ST
CitySPRING VALLEY
StateIL
Zip61362-1824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING VALLEY-GREENWOODS ADD. E1/2 L 13 & L 14-15-16 BLK 77 175X130 DOC 12-5001
Legal Range11
Legal Township16
Legal Section34
Legal SubdivisionGREENWOODS ADD
Legal Block77
JurisdictionBUREAU IL
Township / Civil DivisionHALL
Census Block Group3
Census Block3016
Census Tract965200

Owner

400 W Caroline St is owned and occupied by an individual who bought it in November 2012.

Source: Bureau County records, as of May 8, 2026

Owner of RecordIndividual Name on File
Mailing Address400 W CAROLINE ST, SPRING VALLEY, IL 61362-1824
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2012 · Amount on File
Deed SaleNov 1, 2012 · Amount on File
Deed Document Number20125001
Record UpdatedJun 8, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUREAU IL
Property Address400 W CAROLINE ST, SPRING VALLEY, IL 61362-1824
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018R00734
DateFeb 28, 2018
Instrument2018R00734
Lender
NameMIDLAND STATES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueFeb 28, 2023
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 400 W Caroline St was $6,716 with a homeowner's exemption.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBureau County
County SubdivisionHall Township
MunicipalitySpring Valley City
Secondary School DistrictHall High School District 502 (09 - 12)
Elementary School DistrictSpring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,716.00$71,763 Land $15,668 Building $56,095$215,289 Land $47,004 Building $168,285
2023$61,989 Land $13,534 Building $48,455$185,967 Land $40,602 Building $145,365
2022$5,940.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 W Caroline St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1982–1985)
Most Recent ClaimMar 1985 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 W Caroline St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRING VALLEY
serves 5,582 people · EPA ID IL0111000
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Geneseo Communications Services
Fiber
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink.

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