413 Union Ave, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 413 Union Ave, Mount Vernon, NY 10550

Property Summary

Property Type	Single Family Home
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Dec 2024)
Tax Bill	$14,741 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550800 169.31-3144-28`

Property Details

APN / Parcel Number

Primary APN	`550800 169.31-3144-28`
Alternative APNs	`080016903131440280000000` `090960`

Exterior

Lot Area	3,485 sqft (0.08 acres)

Location & Zoning

Account Number	090960
Street Address	413 UNION AVE
City	MOUNT VERNON
State	NY
Zip	10550-4513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MAP PROPERTY NEW YORK CENTRAL REALTY CO
Legal Block	3144
Legal Lot Number	28.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1007
Census Tract	2700

Owner

Source: Westchester County and Mount Vernon City records · APN 550800 169.31-3144-28

Assessment roll updated May 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	455 E 116TH ST, 16, NEW YORK, NY 10029-1676
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 19, 2024 · Amount on Record
Deed Sale	Dec 19, 2024 · Amount on Record
Prior Sale	Aug 24, 2020 · Amount on Record
Deed Document Number	20243422
Prior Transfer Date	Nov 11, 1999
Prior Transfer Doc	1244000010
Record Updated	Sep 20, 2026

August 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 24, 2020
Property Address	413 UNION AVE, MOUNT VERNON, NY 10550-4513
Document Number	0602053480
Map Reference	MAP 144
Instrument Date	Jul 31, 2020
Instrument	602053480
Transaction Type	Transfer
Record Updated	May 06, 2022
Title Company	REDVISION DATA TRACE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 UNION AVE, 413, MOUNT VERNON, NY 10550-4513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 CONVENT AVE # 3C, 3C, NEW YORK, NY 10027-2604

Mortgage

Document Number	0602233753
Date	Aug 24, 2020
Instrument	602233753

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City records · Assessment roll updated May 14, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,741.00	$7,416 (-) Land $1,400 Building $6,016	$412,000 (+6.67%) Land $77,778 Building $334,222
2024		$7,416 (-) Land $1,400 Building $6,016	$386,250 (-10.94%) Land $72,917 Building $313,333
2023		$7,416 Land $1,400 Building $6,016	$433,684 Land $81,871 Building $351,813

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA.

Based on FCC filings for 839 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.