412 Union Ave, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 412 Union Ave, Mount Vernon, NY 10550

Property Summary

Property Type	Duplex
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Dec 2022)
Tax Bill	$15,812 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550800 169.31-3128-6`

Property Details

APN / Parcel Number

Primary APN	`550800 169.31-3128-6`
Alternative APNs	`080016903131280060000000` `089020`

Exterior

Architectural Style	Duplex Single
Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Account Number	089020
Street Address	412 UNION AVE
City	MOUNT VERNON
State	NY
Zip	10550-4514
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Subdivision	MAP OF THE VILLAGE OF MOUNT VERNON
Legal Block	3128
Legal Lot Number	6.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1010
Census Tract	2700

Owner

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	333 SMITH ST, CENTRAL ISLIP, NY 11722-3721
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage MOADOWBROOK FINANCIAL MORTGAGE BANK
Jan 21, 2021	Special Warranty Deed, Transfer
Dec 4, 2018	Trustee's Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2022 · Amount on Record
Deed Sale	Dec 1, 2022 · Amount on Record
Prior Sale	Jan 21, 2021 · Amount on Record
Deed Document Number	20223450
Prior Transfer Date	Nov 19, 2018
Prior Transfer Doc	0582763564
Record Updated	Oct 29, 2026

December 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Dec 1, 2022
Property Address	412 UNION AVE, MOUNT VERNON, NY 10550-4514
Document Number	0623223450
Map Reference	MAP 144
Instrument Date	Nov 21, 2022
Instrument	623223450
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ASSURANCE TITLE SERVICES INC, ASSURANCE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1544 GATES AVE, BROOKLYN, NY 11237-5702

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	333 SMITH ST, CENTRAL ISLIP, NY 11722-3721

Mortgage

Document Number	0623353050
Date	Dec 1, 2022
Instrument	623353050

Lender

Name	MOADOWBROOK FINANCIAL MORTGAGE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

January 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jan 21, 2021
Property Address	412 UNION AVE, MOUNT VERNON, NY 10550-4514
Document Number	0603373152
Map Reference	MAP 144
Instrument Date	Dec 4, 2020
Instrument	603373152
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Amount	Amount Recorded
Tax	$1,206.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3701 REGENT BLVD STE 175, 175, IRVING, TX 75063-2308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1544 GATES AVE, BROOKLYN, NY 11237-5702
Investor	Possibly a Property Investor

December 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Dec 4, 2018
Property Address	412 UNION AVE, MOUNT VERNON, NY 10550-4514
Document Number	0582763564
Book / Page	058276 / 003564
Instrument Date	Nov 19, 2018
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$1,639.54
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	3701 REGENT BLVD IRVING TX 750632312, IRVING, TX 75063-2312
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,812.00 (+7.27%)
2025	$14,741.00	$9,200 (-) Land $1,600 Building $7,600	$511,111 (+6.67%) Land $88,889 Building $422,222
2024		$9,200 (-) Land $1,600 Building $7,600	$479,166 (-10.94%) Land $83,333 Building $395,833
2023		$9,200 Land $1,600 Building $7,600	$538,011 Land $93,567 Building $444,444

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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