413 Summit St, Manchester, CT 06042 Property Records

Manchester Town property record for 413 Summit St, Manchester, CT 06042

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,363 sqft · built 1941
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Trust Names on File
Last Sale	$150,000 (Dec 2017)
Tax Bill	$5,730 (2025)
Deeds & Mortgages	Sep 2026 Sale Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`533000413`

Property Details

APN / Parcel Number

Primary APN	`533000413`
Alternative APNs	`MANC M:75 B:5330 L:413` `MCHS M:75 B:5330 L:413`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,363 sqft Living Area
Gross Area	3,177 sqft
Basement Area	353 sqft
Unfinished Basement	353 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	533000413
Street Address	413 SUMMIT ST
City	MANCHESTER
State	CT
Zip	06042-3150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	5330
Legal Lot Number	413
Jurisdiction	MANCHESTER CT
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2005
Census Tract	514300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Manchester Historic District (Boundary Increase) listed 2001 · 914 contributing resources · NRIS 01000881

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

413 Summit St is owner-occupied and held in a trust since August 2026.

Source: Manchester Town records, as of October 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	413 SUMMIT ST, MANCHESTER, CT 06042-3150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Warranty Deed, Transfer
Jun 3, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 11, 2017	Warranty Deed, Transfer · FHA Mortgage WEBSTER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2017 · Amount on File
Deed Sale	Dec 11, 2017 · Amount on File
Deed Document Number	20176243870002
Deed Book / Page	4492 / 188
Last Transfer Date	Aug 19, 2026
Transfer Doc	4799001070
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CT
Recording Date	Sep 8, 2026
Property Address	413 SUMMIT ST, MANCHESTER, CT 06042-3150
Document Number	4799001070
Book / Page	4799 / 1070
Instrument Date	Aug 19, 2026
Transaction Type	Transfer
Record Updated	Oct 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 SUMMIT ST, MANCHESTER, CT 06042-3150

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CT
Property Address	413 SUMMIT ST, MANCHESTER, CT 06042-3150
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04652-1018
Date	Jun 3, 2021
Book Page	4652/1018
Instrument	6575230003

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jul 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CT
Recording Date	Dec 11, 2017
Property Address	413 SUMMIT ST, MANCHESTER, CT 06042-3150
Document Number	4492-188
Book / Page	4492 / 188
Instrument	6243870002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	44920190
Date	Dec 11, 2017
Instrument	04492/0190

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Dec 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 413 Summit St was $5,730.

Source: Manchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Manchester Town
Unified School District	Manchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,730.00	$143,900 Land $38,500 Building $105,400	$100,730 Land $26,950 Building $73,780
2024	$5,730.00 (+7.04%)
2023	$5,353.00 (+2%)	$143,900 (-) Land $38,500 Building $105,400
2022	$5,248.00	$143,900 Land $38,500 Building $105,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Summit St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER DEPARTMENT serves 51,198 people · EPA ID CT0770021
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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