403 Summit St, Manchester, CT 06042 Property Records

Manchester Town property record for 403 Summit St, Manchester, CT 06042

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,188 sqft · built 1940
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$153,000 (Mar 1988)
Tax Bill	$6,069 (2025)
Deeds & Mortgages	May 2022 Refinance Jan 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`533000403`

Property Details

APN / Parcel Number

Primary APN	`533000403`
Alternative APNs	`MANC M:75 B:5330 L:403` `MCHS M:75 B:5330 L:403`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,188 sqft Living Area
Gross Area	3,576 sqft
Basement Area	360 sqft
Unfinished Basement	360 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	533000403
Street Address	403 SUMMIT ST
City	MANCHESTER
State	CT
Zip	06042-3150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	5330
Legal Lot Number	403
Jurisdiction	MANCHESTER CT
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2005
Census Tract	514300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Manchester Historic District (Boundary Increase) listed 2001 · 914 contributing resources · NRIS 01000881

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

403 Summit St is owned and occupied by an individual who bought it in March 1988.

Source: Manchester Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	403 SUMMIT ST, MANCHESTER, CT 06042-3150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN EAGLE FCU
Jan 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN EAGLE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 1988 · Amount on File
Deed Sale	Mar 17, 1988 · Amount on File
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CT
Property Address	403 SUMMIT ST, MANCHESTER, CT 06042-3150
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04689-1170
Date	May 27, 2022
Book Page	4689/1170

Lender

Name	AMERICAN EAGLE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2047

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CT
Property Address	403 SUMMIT ST, MANCHESTER, CT 06042-3150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4584-165
Date	Jan 16, 2019
Book Page	4584/165

Lender

Name	AMERICAN EAGLE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Feb 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 403 Summit St was $6,069.

Source: Manchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Manchester Town
Unified School District	Manchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,069.00	$152,400 Land $38,500 Building $113,900	$106,680 Land $26,950 Building $79,730
2024	$6,069.00 (+7.06%)
2023	$5,669.00 (+2%)	$152,400 (-) Land $38,500 Building $113,900
2022	$5,558.00	$152,400 Land $38,500 Building $113,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Summit St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER DEPARTMENT serves 51,198 people · EPA ID CT0770021
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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