413 Summerside Ave, Lockhart, TX 78644 Property Records

Caldwell County property record for 413 Summerside Ave, Lockhart, TX 78644 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,694 sqft · built 2007
Lot Size0.137 acres (5,976 sqft)
OwnerCompany Name on File
Tax Bill$5,521 (2026)
Deeds & MortgagesMay 2021 Mortgage
Mar 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN0300612-030-015-07

Property Details

APN / Parcel Number

Primary APN0300612-030-015-07
Alternative APNs
  • R44166
  • 44166

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,694 sqft Living Area
1st Floor Area1,694 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2008
Architectural StyleGeorgian
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area5,976 sqft (0.137 acres)
Lot Dimensions115 ft deep x 52 ft wide
Garage TypeAttached
Garage Area431 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area16 sqft
Patio Area171 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number44166
Street Address413 SUMMERSIDE AVE
CityLOCKHART
StateTX
Zip78644-4649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMERSIDE, BLOCK 15, LOT 7, SECTION 2 SECTION 2
Legal SubdivisionSUMMERSIDE
Legal Block15
Legal Lot Number7
JurisdictionCALDWELL TX
Township / Civil DivisionLOCKHART
Census Block Group2
Census Block2014
Census Tract960200

Owner

Source: Caldwell County records · APN 0300612-030-015-07

Assessment roll updated November 11, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4301 W WILLIAM CANNON DR, B150STEB15, AUSTIN, TX 78749-1473
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Mar 27, 2024Deed of Trust, Mortgage · Stand-Alone First Mortgage
LOTUS SOLUTIONS LLC
Mar 27, 2024Deed of Trust, Mortgage · Stand-Alone First Mortgage
LOTUS SOLUTIONS LLC
Mar 27, 2024Vendor's Lien, Transfer · Stand-Alone First Mortgage
LOTUS SOLUTIONS LLC
Mar 27, 2024Special Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 27, 2024
Deed SaleMar 27, 2024
Prior SaleMar 27, 2024
Deed Document Number20242176
Prior Transfer DateOct 09, 2015
Prior Transfer Doc0000006787
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL TX
Property Address413 SUMMERSIDE AVE, LOCKHART, TX 78644-4649
Transaction TypeMortgage
Record UpdatedMay 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 SUMMERSIDE AVE, LOCKHART, TX 78644-4649

Mortgage

Document Number2021003587
DateMay 19, 2021
Instrument2021-003587
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term294 Months
DueNov 01, 2045

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL TX
Property Address413 SUMMERSIDE AVE, LOCKHART, TX 78644-4649
Transaction TypeMortgage
Record UpdatedMay 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024002178
DateMar 27, 2024
Instrument2024-002178
Lender
NameLOTUS SOLUTIONS LLC
TypeNon-Lending Institution
AddressAUSTIN, TX 78749
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL TX
Property Address413 SUMMERSIDE AVE, LOCKHART, TX 78644-4649
Transaction TypeMortgage
Record UpdatedNov 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024002178
DateMar 27, 2024
Instrument2024-002178
Lender
NameLOTUS SOLUTIONS LLC
TypeNon-Lending Institution
AddressAUSTIN, TX 78749
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCALDWELL TX
Recording DateMar 27, 2024
Property Address413 SUMMERSIDE AVE, LOCKHART, TX 78644-4649
Document Number2024002176
Map ReferenceCAB B SL 6
Instrument DateJan 31, 2024
Instrument2024-002176
Transaction TypeTransfer
Record UpdatedMay 19, 2026

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address413 SUMMERSIDE AVE, LOCKHART, TX 78644-4649

Transferred To (Grantee/Buyer)

NameVerified Name
Address4301 W WILLIAM CANNON DR # 150, 150, AUSTIN, TX 78749-1473

Mortgage

Document Number2024002177
DateMar 27, 2024
Instrument2024-002177
Lender
NameLOTUS SOLUTIONS LLC
TypeNon-Lending Institution
AddressAUSTIN, TX 78749
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCALDWELL TX
Recording DateMar 27, 2024
Property Address413 SUMMERSIDE AVE, LOCKHART, TX 78644-4649
Document Number2024002175
Map ReferenceCAB B SL 6
Instrument DateFeb 03, 2023
Instrument2024-002175
Transaction TypeTransfer
Record UpdatedNov 11, 2025

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address413 SUMMERSIDE AVE, LOCKHART, TX 78644-4649

Transferred To (Grantee/Buyer)

NameVerified Name
Address4301B W WILLIAM CANNON DR # 150-26, B150, AUSTIN, TX 78749-1487

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated November 11, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyCaldwell County
MunicipalityLockhart City
Unified School DistrictLockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$5,521.00 (-10.08%)
2025$285,420 (-15.48%) Land $50,570 Building $234,850$285,420 (-15.48%) Land $50,570 Building $234,850
2024$6,140.00 (-8.64%)
2023$6,721.00 (-2.57%)$337,710 Land $50,570 Building $287,140$337,710 Land $50,570 Building $287,140
2022$6,898.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caldwell County (48055C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480559602002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 6% of Texas
Wildfire LikelihoodAbout 1 in 4,545 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 274 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
JAB WirelessFiber1,000 / 200
SpectrumCable1,000 / 35
Valley Telephone Cooperative, Inc. (TX)Fixed Wireless400 / 50
VerizonFixed Wireless300 / 20

May also be available at this address: Spry Wireless Communications, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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