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409 Summerside Ave, Lockhart, TX 78644 Property Records

Caldwell County property record for 409 Summerside Ave, Lockhart, TX 78644 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,354 sqft · built 2005
Lot Size0.137 acres (5,976 sqft)
Owner2 Individual Names on File
Last Sale$320,812 (Sep 2022)
Tax Bill$5,244 (2026)
Deeds & MortgagesSep 2022 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0300612-030-015-09

Property Details

APN / Parcel Number

Primary APN0300612-030-015-09
Alternative APNs
  • R44168
  • 44168

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,354 sqft Living Area
1st Floor Area1,354 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2014
Architectural StyleCape Cod
Exterior MaterialBrick
Roof TypeReinforced Concrete
Lot Area5,976 sqft (0.137 acres)
Lot Dimensions115 ft deep x 52 ft wide
Garage Area380 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPatio
Porch Area48 sqft
Patio Area94 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number44168
Street Address409 SUMMERSIDE AVE
CityLOCKHART
StateTX
Zip78644-4649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMERSIDE, BLOCK 15, LOT 9, SECTION 2 SECTION 2
Legal SubdivisionSUMMERSIDE
Legal Block15
Legal Lot Number9
JurisdictionCALDWELL TX
Township / Civil DivisionLOCKHART
Census Block Group2
Census Block2014
Census Tract960200

Owner

Source: Caldwell County records · APN 0300612-030-015-09

Assessment roll updated November 11, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address409 SUMMERSIDE AVE, LOCKHART, TX 78644-4649
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2022Vendor's Lien, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Dec 04, 2020Vendor's Lien, Transfer · Conventional Mortgage
AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2022 · Amount on Record
Deed SaleSep 30, 2022 · Amount on Record
Prior SaleDec 04, 2020 · Amount on Record
Deed Document Number20227921
Prior Transfer DateDec 02, 2020
Prior Transfer Doc2020006919
Record UpdatedSep 20, 2026

September 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCALDWELL TX
Recording DateSep 30, 2022
Property Address409 SUMMERSIDE AVE, LOCKHART, TX 78644-4649
Document Number2022007921
Map ReferenceCAB B SL 6
Instrument DateSep 28, 2022
Instrument2022-007921
Transaction TypeTransfer
Record UpdatedNov 11, 2025
Title CompanyALAMO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 SUMMERSIDE AVE, LOCKHART, TX 78644-4649

Mortgage

Document Number2022007922
DateSep 30, 2022
Instrument2022-007922
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

December 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCALDWELL TX
Recording DateDec 04, 2020
Property Address409 SUMMERSIDE AVE, LOCKHART, TX 78644-4649
Document Number2020006919
Map ReferenceCAB B SL 6
Instrument DateDec 02, 2020
Instrument2020-006919
Transaction TypeTransfer
Record UpdatedNov 11, 2025
Title CompanyINDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 SUMMERSIDE AVE, LOCKHART, TX 78644-4649

Mortgage

Document Number2020006920
DateDec 04, 2020
Instrument2020-006920
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated November 11, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyCaldwell County
MunicipalityLockhart City
Unified School DistrictLockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$5,244.00 (+3.21%)
2025$281,010 (-14.5%) Land $50,570 Building $230,440$281,010 (-14.5%) Land $50,570 Building $230,440
2024$5,081.00 (-22.32%)
2023$6,541.00 (-3.6%)$328,650 Land $50,570 Building $278,080$328,650 Land $50,570 Building $278,080
2022$6,785.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caldwell County (48055C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480559602002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
above 32% of the US · above 9% of Texas
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 101 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
JAB WirelessFiber1,000 / 200
SpectrumCable1,000 / 35
Valley Telephone Cooperative, Inc. (TX)Fixed Wireless300 / 50
VerizonFixed Wireless300 / 20

May also be available at this address: Spry Wireless Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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