413 Stirrup Ct, Mobile, AL 36608 Property Records

Mobile County property record for 413 Stirrup Ct, Mobile, AL 36608

Property Summary

Property Type	Other Improved
Details	4 bd · 2 ba · 2,514 sqft · built 1982
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$160,900 (Aug 2013)
Tax Bill	$1,566 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022804201002075`

Property Details

APN / Parcel Number

Primary APN	`R022804201002075`
Alternative APNs	`28 04 20 1 002 075.XXX` `00509701` `509701`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,514 sqft Living Area
1st Floor Area	2,514 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1996
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	64 sqft
Deck Area	900 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	509701
Old Parcel Number	R022804201002075
Street Address	413 STIRRUP CT
City	MOBILE
State	AL
Zip	36608-5411
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 33 HUNTLEIGH WOODS UNIT 3 REC IN MBK 24 P 10 #SEC 20 T4S R2W #MP28 04 20 1 002
Legal Range	02W
Legal Township	04S
Legal Section	20
Legal Subdivision	HUNTLEIGH WOODS
Legal Lot Number	33
Legal Unit	3
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2002
Census Tract	3607

Owner

Source: Mobile County assessment roll, APN R022804201002075, as of January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	413 STIRRUP CT, MOBILE, AL 36608-5411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 05, 2013 · Amount on Record
Deed Sale	Aug 05, 2013 · Amount on Record
Prior Sale	Jan 31, 2013 · Amount on Record
Deed Document Number	2013046443
Deed Book / Page	7059 / 1253
Last Transfer Date	Aug 06, 2013
Transfer Doc	0000046443
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	413 STIRRUP CT, MOBILE, AL 36608-5411
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008281
Date	Feb 09, 2021
Instrument	2021008281

Lender

Name	SOUTHPOINT BANK
Type	Bank
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2036

Tax Assessment & Valuation

Source: Mobile County assessment roll as of January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,566.00 (+7.26%) Homeowner's exemption	$51,780 (+8.37%) Land $8,000 Building $43,780	$258,900 (+8.37%) Land $40,000 Building $218,900
2024	$1,460.00 (+9.12%) Homeowner's exemption	$47,780 (+117.58%) Land $7,600 Building $40,180	$238,900 (+8.79%) Land $38,000 Building $200,900
2023	$1,338.00 Homeowner's exemption	$21,960 Land $3,990 Building $17,970	$219,600 Land $39,900 Building $179,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mobile County (01097C), as of October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010970036072, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (1980–2014)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 291 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system AL0001005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.