412 Stirrup Ct, Mobile, AL 36608 Property Records

Mobile County property record for 412 Stirrup Ct, Mobile, AL 36608

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,315 sqft · built 1976
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$219,000 (Jul 2008)
Tax Bill$1,148 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Jan 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR022804202000076

Property Details

APN / Parcel Number

Primary APNR022804202000076
Alternative APNs
  • 28 04 20 2 000 076.XXX
  • 00510931
  • 510931

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,315 sqft Living Area
1st Floor Area2,315 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage TypeCarport
Garage Area380 sqft
CarportCarport
Carport Area380 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area309 sqft
Utility Building108 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number510931
Street Address412 STIRRUP CT
CityMOBILE
StateAL
Zip36608-5411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 37 HUNTLEIGH WOODS UNIT 3 MBK 24 P 10 #SEC 20 T4S R2W #MP28 04 20 2 000
Legal Range04S
Legal Township04S
Legal Section20
Legal SubdivisionHUNTLEIGH WOODS
Legal Lot Number37
Legal Unit3
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2002
Census Tract3607

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address412 STIRRUP CT, MOBILE, AL 36608-5411
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2025Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Jan 9, 2017Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK
Dec 16, 2019Deed of Trust, Mortgage · Line of Credit
REGIONS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2008 · Amount on Record
Deed SaleJul 18, 2008 · Amount on Record
Deed Document Number200852668
Deed Book / Page6413 / 1653
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address412 STIRRUP CT, MOBILE, AL 36608-5411
Transaction TypeMortgage
Record UpdatedOct 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 STIRRUP CT, MOBILE, AL 36608-5411
InvestorPossibly a Property Investor

Mortgage

Document Number0000057560
DateSep 23, 2025
Instrument2025057560
Lender
NameREGIONS BANK
TypeBank
Address2050 PARKWAY OFFICE CIR, HOOVER, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueOct 1, 2055
Interest
Change FrequencyMonthly

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address412 STIRRUP CT, MOBILE, AL 36608-5411
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001242
DateJan 9, 2017
Book Page7465/0954
Instrument2017001242
Lender
NameREGIONS BANK
TypeBank
AddressMOBILE, AL 36608
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term179 Months
DueDec 23, 2031

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address412 STIRRUP CT, MOBILE, AL 36608-5411
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000072702
DateDec 16, 2019
Instrument2019072702
Lender
NameREGIONS BANK
TypeBank
AddressMOBILE, AL 36695
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 2, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,148.00 (+8.1%) Homeowner's exemption Senior Citizen's exemption$21,220 (+9.72%) Land $4,000 Building $17,220$212,200 (+9.72%) Land $40,000 Building $172,200
2024$1,062.00 (+4.53%) Homeowner's exemption Senior Citizen's exemption$19,340 (+4.37%) Land $3,800 Building $15,540$193,400 (+4.37%) Land $38,000 Building $155,400
2023$1,016.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$18,530 Land $3,990 Building $14,540$185,300 Land $39,900 Building $145,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims5 (1980–2014)
Claims Outside the SFHA3 of 5
Most Recent ClaimApr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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