Guadalupe County property record for 413 St Etienne, Schertz, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,173 sqft · built 2020 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $408,400 (Sep 2020) |
| Tax Bill | $8 (2023) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000000169860 |
| Primary APN | 000000169860 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,173 sqft Living Area |
| Gross Area | 4,243 sqft |
| 1st Floor Area | 1,740 sqft |
| 2nd Floor Area | 1,433 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 413 ST ETIENNE |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78108-2427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MESA @ TURNING STONE UNIT #7 BLOCK 8 LOT 2 .2 AC |
| Legal Subdivision | MESA @ TURNING STONE UNIT #7 |
| Legal Tract | 2 |
| Legal Block | 8 |
| Legal Lot Number | 2 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 210613 |
413 St Etienne is owned and occupied by two individuals who bought it in September 2020.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 ST ETIENNE, SCHERTZ, TX 78108-2427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2020 · Amount on File |
| Deed Sale | Sep 25, 2020 · Amount on File |
| Prior Sale | Sep 25, 2020 |
| Deed Document Number | 202099026694 |
| Prior Transfer Date | Sep 24, 2020 |
| Prior Transfer Doc | 0099026694 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Sep 25, 2020 |
| Property Address | 413 ST ETIENNE, SCHERTZ, TX 78108-2427 |
| Document Number | 0000026694 |
| Instrument Date | Sep 24, 2020 |
| Instrument | 26694 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 9, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 413 ST ETIENNE SCHERTZ TX 781082427, SCHERTZ, TX 78108-2427 |
| Document Number | 26695 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 26695 |
| Name | CLM MTG |
|---|---|
| Type | Mortgage Company |
| Address | SPRING, TX 77380 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2050 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $509,010 (+6.23%) Land $70,164 Building $438,846 | $509,010 (+6.23%) Land $70,164 Building $438,846 | |
| 2025 | $479,137 Land $48,341 Building $430,796 | $479,137 Land $48,341 Building $430,796 | |
| 2023 | $8.00 (-99.92%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $536,616 Land $77,906 Building $458,710 | $536,616 Land $77,906 Building $458,710 |
| 2022 | $9,538.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 St Etienne in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 St Etienne is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Guadalupe Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: VTX Communications.
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