412 St Etienne, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 412 St Etienne, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	2,392 sqft · built 2020
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$462,093 (May 2022)
Tax Bill	$7,020 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000000169841`

Property Details

APN / Parcel Number

Primary APN	`000000169841`
Alternative APNs	`1G3808-7006-04600-0-00` `000000254792` `000000272558` `169841`

Interior

Stories	1 Story
Building Area	2,392 sqft Living Area
Gross Area	3,215 sqft
1st Floor Area	2,392 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	412 ST ETIENNE
City	SCHERTZ
State	TX
Zip	78108-2427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MESA @ TURNING STONE UNIT #7 BLOCK 6 LOT 46 .21 AC
Legal Subdivision	MESA @ TURNING STONE UNIT #7
Legal Tract	46
Legal Block	6
Legal Lot Number	46
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3007
Census Tract	210613

Owner

Source: Guadalupe County records · APN 000000169841

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	412 ST ETIENNE, SCHERTZ, TX 78108-2427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 06, 2024	Deed of Trust, Mortgage · FHA Mortgage SERVICEMAC LLC
Jan 30, 2025	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 19, 2022	Vendor's Lien, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Oct 12, 2020	Grant Deed, Subdivision Related Transfer CLM MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 19, 2022 · Amount on Record
Deed Sale	May 19, 2022 · Amount on Record
Prior Sale	Oct 12, 2020 · Amount on Record
Deed Document Number	202215905
Prior Transfer Date	Oct 08, 2020
Prior Transfer Doc	0099028435
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	412 ST ETIENNE, SCHERTZ, TX 78108-2427
Transaction Type	Mortgage
Record Updated	Nov 03, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 ST, CIBOLO, TX 78108

Mortgage

Document Number	0099002647
Date	Feb 06, 2024
Instrument	202499002647

Lender

Name	SERVICEMAC LLC
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Jun 01, 2052

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	412 ST ETIENNE, SCHERTZ, TX 78108-2427
Transaction Type	Mortgage
Record Updated	Nov 03, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 ST ETIENNE, SCHERTZ, TX 78108-2427

Mortgage

Document Number	0099002276
Date	Jan 30, 2025
Instrument	202599002276

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Jun 01, 2052

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	May 19, 2022
Property Address	412 ST ETIENNE, SCHERTZ, TX 78108-2427
Document Number	0099015905
Map Reference	VOL 8 PG 747
Instrument Date	May 16, 2022
Instrument	202299015905
Transaction Type	Transfer
Record Updated	Nov 03, 2025
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 ST ETIENNE, SCHERTZ, TX 78108-2427

Mortgage

Document Number	0099015906
Date	May 19, 2022
Instrument	202299015906

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

October 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	GUADALUPE TX
Recording Date	Oct 12, 2020
Property Address	412 ST ETIENNE # 7, 7, SCHERTZ, TX 78108-2427
Document Number	0000028435
Instrument Date	Oct 08, 2020
Instrument	28435
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 03, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 ST ETIENNE SCHERTZ TX 781082427, SCHERTZ, TX 78108-2427

Mortgage

Document Number	28436
Date	Oct 12, 2020
Instrument	28436

Lender

Name	CLM MTG
Type	Mortgage Company
Address	SPRING, TX 77380

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2050

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$435,000 (-1.76%) Land $72,129 Building $362,871	$435,000 (-1.76%) Land $72,129 Building $362,871
2025	$7,020.00 (-24.82%) Homeowner's exemption	$442,810 (-10.04%) Land $50,088 Building $392,722	$442,810 (-10.04%) Land $50,088 Building $392,722
2024	$9,338.00 (-1.81%)
2023	$9,510.00 (+130.15%) Homeowner's exemption	$492,215 Land $71,471 Building $420,744	$492,215 Land $71,471 Building $420,744
2022	$4,132.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Valley Telephone Cooperative, Inc. (TX).

Based on FCC filings for 547 locations within half a mile of this property.

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