413 Spruce St, Mill Valley, CA 94941 Property Records

Marin County property record for 413 Spruce St, Mill Valley, CA 94941

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,804 sqft · built 1954
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Company Names on Record
Tax Bill	$11,072 (2025)
Deeds & Mortgages	Nov 2022 Transfer Feb 2021 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`050-243-14`

Property Details

APN / Parcel Number

Primary APN	`050-243-14`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,804 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1982
Architectural Style	Contemporary
Lot Area	6,000 sqft (0.138 acres)
Deck Area	250 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	413 SPRUCE ST
City	MILL VALLEY
State	CA
Zip	94941-4034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L69 B3 /B2P119 M #1 TAMALPAIS VALLEY
Legal Subdivision	TAMALPAIS VLY 01
Legal Tract	1
Legal Lot Number	69
Jurisdiction	MARIN CA
Township / Civil Division	SOUTHEAST MARIN
Census Block Group	3
Census Block	3016
Census Tract	128100

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	413 SPRUCE ST, MILL VALLEY, CA 94941-4034
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Intrafamily Transfer, Transfer
Feb 9, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOP FLITE FINANCIAL INC
Jun 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 4, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 25, 2022
Transfer Doc	0000036787
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARIN CA
Recording Date	Nov 2, 2022
Property Address	413 SPRUCE ST, MILL VALLEY, CA 94941-4034
Document Number	0000036787
Map Reference	VOL 2 PG 119
Instrument Date	Oct 25, 2022
Instrument	2022-0036787
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	413 SPRUCE ST, MILL VALLEY, CA 94941-4034

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	413 SPRUCE ST, MILL VALLEY, CA 94941-4034
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 SPRUCE ST, MILL VALLEY, CA 94941-4034

Mortgage

Document Number	0000008829
Date	Feb 9, 2021
Instrument	2021-0008829

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	413 SPRUCE ST, MILL VALLEY, CA 94941-4034
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 SPRUCE ST, MILL VALLEY, CA 94941-4034

Mortgage

Document Number	0000041255
Date	Sep 4, 2020
Instrument	2020-0041255

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARIN CA
Recording Date	Jun 4, 2020
Property Address	413 SPRUCE ST, MILL VALLEY, CA 94941-4034
Document Number	0000022394
Instrument Date	Jun 4, 2020
Instrument	22394
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 SPRUCE ST MILL VALLEY CA 949414034, MILL VALLEY, CA 94941-4034

May 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MARIN CA
Recording Date	May 4, 2020
Property Address	413 SPRUCE ST, MILL VALLEY, CA 94941-4034
Document Number	0000017248
Instrument Date	Mar 31, 2020
Instrument	17248
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 SPRUCE ST MILL VALLEY CA 949414034, MILL VALLEY, CA 94941-4034

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Elementary School District	Mill Valley Elementary School District (KG - 08)
Secondary School District	Tamalpais Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$492,732 (+2%) Land $149,346 Building $343,386
2025	$11,072.00 (+6.5%) Homeowner's exemption	$483,072 (+4.04%) Land $146,418 Building $336,654
2023	$10,396.00 (+3.21%) Homeowner's exemption	$464,317 Land $140,733 Building $323,584
2022	$10,073.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	120 (1978–2026)
Claims Outside the SFHA	13 of 120
Most Recent Claim	Jan 2026 · other causes
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 5 claims Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 6 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARIN MUNICIPAL WATER DISTRICT serves 188,116 people · EPA ID CA2110002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Unwired, Verizon.

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