404 Spruce St, Mill Valley, CA 94941 Property Records

Marin County property record for 404 Spruce St, Mill Valley, CA 94941

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,465 sqft · built 1950
Lot Size	0.178 acres (7,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,150,000 (Mar 2026)
Tax Bill	$19,861 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`050-242-05`

Property Details

APN / Parcel Number

Primary APN	`050-242-05`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,465 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1960
Architectural Style	Contemporary
Lot Area	7,750 sqft (0.178 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	24 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	404 SPRUCE ST
City	MILL VALLEY
State	CA
Zip	94941-4035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 2 PG 119 BLK E LOT 79
Legal Subdivision	TAMALPAIS VLY 01
Legal Tract	1
Legal Lot Number	79
Jurisdiction	MARIN CA
Township / Civil Division	SOUTHEAST MARIN
Census Block Group	3
Census Block	3015
Census Tract	128100

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 SPRUCE ST, MILL VALLEY, CA 94941-4035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 24, 2026	Grant Deed, Transfer · Conventional Mortgage ORIGINPOINT LLC
Sep 16, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Jul 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 20, 2019	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2026 · Amount on Record
Deed Sale	Mar 24, 2026 · Amount on Record
Prior Sale	May 20, 2019 · Amount on Record
Deed Document Number	20267807
Prior Transfer Date	Jul 12, 2019
Prior Transfer Doc	0000025603
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	404 SPRUCE ST, MILL VALLEY, CA 94941-4035
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 RETIRO WAY, SAN FRANCISCO, CA 94123-1215

Mortgage

Document Number	0000060801
Date	Oct 1, 2021
Instrument	2021-0060801

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	Other
Max Rate	7.62%

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Mar 24, 2026
Property Address	404 SPRUCE ST, MILL VALLEY, CA 94941-4035
Document Number	0000007807
Map Reference	VOL 2 PG 119
Instrument Date	Mar 19, 2026
Instrument	2026-0007807
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	404 SPRUCE ST, MILL VALLEY, CA 94941-4035

Mortgage

Document Number	0000007808
Date	Mar 24, 2026
Instrument	2026-0007808

Lender

Name	ORIGINPOINT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	404 SPRUCE ST, MILL VALLEY, CA 94941-4035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033784
Date	Sep 16, 2019
Instrument	2019-0033784

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARIN CA
Recording Date	Jul 22, 2019
Property Address	404 SPRUCE ST, MILL VALLEY, CA 94941-4035
Document Number	0000025603
Instrument Date	Jul 12, 2019
Instrument	25603
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2340 FILBERT ST #12 SAN FRANCISCO CA 941233338, 12, SAN FRANCISCO, CA 94123-3338

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	May 20, 2019
Property Address	404 SPRUCE ST, MILL VALLEY, CA 94941-4035
Document Number	0000017053
Instrument Date	May 15, 2019
Instrument	17053
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,184.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	404 SPRUCE ST MILL VALLEY CA 949414035, MILL VALLEY, CA 94941-4035

Mortgage

Document Number	17054
Date	May 20, 2019
Instrument	17054

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Elementary School District	Mill Valley Elementary School District (KG - 08)
Secondary School District	Tamalpais Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,225,420 (+2%) Land $739,576 Building $485,844
2025	$19,861.00 (+5.86%)	$1,201,393 (+4.04%) Land $725,075 Building $476,318
2023	$18,762.00 (+1.63%)	$1,154,748 Land $696,923 Building $457,825
2022	$18,461.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	120 (1978–2026)
Claims Outside the SFHA	13 of 120
Most Recent Claim	Jan 2026 · other causes
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 5 claims Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 6 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARIN MUNICIPAL WATER DISTRICT serves 188,116 people · EPA ID CA2110002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Unwired, Verizon.

Nearby Properties on Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures