Okaloosa County property record for 413 Spring Ln, Destin, FL 32541 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,400 sqft Heated Area |
| Lot Size | 11,519 sqft (0.264 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $90,000 (1998) |
| Tax Bill | $1,092.00 (2025) |
| Primary APN | C56-000-590-2959-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,400 sqft Heated Area |
| Gross Area | 1,980 sqft Gross Area |
| 1st Floor | 1,400 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Wood Roof |
| Lot Area | 11,519 sqft (0.264 acres) |
| Lot Width | 90 ft Width |
| Garage Type | Finished Garage |
| Garage Area | 580 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 413 SPRING LN |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1942 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPRING LAKE 2ND ADD LOT 3 BLK H |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | SPRING LAKE #2 |
| Legal Block | H |
| Legal Lot Number | 3 |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | FORT WALTON BEACH |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 23307 |
Source: Okaloosa County records · APN C56-000-590-2959-5
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 SPRING LN, DESTIN, FL 32541-1942 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 08, 1998 · Amount on Record |
| Deed Sale | Jan 08, 1998 · Amount on Record |
| Deed Doc Number | 0021211708 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 413 SPRING LN, DESTIN, FL 32541-1942 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034354410 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 3435/4410 |
| Instrument | 3326972 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,092.00 (+7.16%) Homeowner's exemption | $131,320 (+5.99%) | $316,565 (+3.86%) Land $129,985 Building $186,580 |
| 2023 | $1,019.00 (+3.35%) Homeowner's exemption | $123,902 (+3%) | $304,814 (+7.82%) Land $117,943 Building $186,871 |
| 2022 | $986.00 Homeowner's exemption | $120,293 | $282,712 Land $107,221 Building $175,491 |
413 Spring Ln is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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