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412 Spring Ln, Destin, FL 32541 Property Records

Okaloosa County property record for 412 Spring Ln, Destin, FL 32541 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,189 sqft · built 1973
Lot Size0.257 acres (11,199 sqft)
Owner2 Individual Names on File
Last Sale$195,000 (Feb 2017)
Tax Bill$1,722 (2025)
Deeds & MortgagesFeb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-589-9248-8

Property Details

APN / Parcel Number

Primary APNC56-000-589-9248-8
Alternative APN
  • 00-2S-22-1350-000I-025A

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,189 sqft Heated Area
Gross Area1,803 sqft
1st Floor Area1,189 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area11,199 sqft (0.257 acres)
Lot Width80 ft Width
Garage TypeFinished
Garage Area348 sqft
Patio Area266 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address412 SPRING LN
CityDESTIN
StateFL
Zip32541-1928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKELLY HOMES S/D N 20 FT OF LOT 25 & S 60 FT OF LOT 24 BLK I
Legal Range22
Legal Township02S
Legal SubdivisionKELLY HOMES S/D
Legal BlockI
Legal Lot Number25
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1000
Census Tract23307

Owner

Source: Okaloosa County records · APN C56-000-589-9248-8

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address412 SPRING LN, DESTIN, FL 32541-1928
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 22, 2017 · Amount on Record
Deed SaleFeb 22, 2017 · Amount on Record
Deed Document Number3118902
Deed Book / Page3288 / 0751
Prior Transfer DateFeb 21, 2017
Prior Transfer Doc0032880751
Record UpdatedJun 08, 2026

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateFeb 21, 2017
Property Address412 SPRING LN, DESTIN, FL 32541-1928
Document Number0032880751
Book / Page003288 / 000751
Instrument DateFeb 17, 2017
Instrument3118902
Transaction TypeTransfer
Record UpdatedMar 24, 2017
Title CompanyAQUA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address413 SPRING LN DESTIN FL 325411942, DESTIN, FL 32541-1942

Mortgage

Document Number32880753
DateFeb 21, 2017
Book Page003288/000753
Instrument3118903
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 20, 2047

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,722.00 (+6.43%) Homeowner's exemption$184,445 (+5.99%)$271,892 (+4.26%) Land $118,750 Building $153,142
2023$1,618.00 (+2.86%) Homeowner's exemption$174,026 (+3%)$260,785 (+7.86%) Land $107,748 Building $153,037
2022$1,573.00 Homeowner's exemption$168,957$241,782 Land $97,953 Building $143,829

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 24 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims96 (1982–2014)
Claims Outside the SFHA50 of 96
Most Recent ClaimApr 2014, other causes, Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims By Storm
  • Hurricane Frances, Sep 2004 · 39 claims
  • Hurricane Georges, Sep 1998 · 9 claims
  • Hurricane Opal, Oct 1995 · 35 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 271 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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