413 Shadowlake Dr, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 413 Shadowlake Dr, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,291 sqft · built 1987
Lot Size	0.273 acres (11,892 sqft)
Owner	2 Individual Names on File
Last Sale	$389,900 (Oct 2020)
Tax Bill	$4,347 (2025)
Deeds & Mortgages	May 2020 Mortgage Nov 2012 Mortgage + 5 more
APN	`0361014000530`

Property Details

APN / Parcel Number

Primary APN	`0361014000530`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,291 sqft Living Area
1st Floor Area	1,036 sqft
Attic	Attic
Attic Area	420 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,892 sqft (0.273 acres)
Lot Dimensions	95 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Porch	Slab
Porch Area	231 sqft
Deck Area	Deck Area
Patio Area	80 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	413 SHADOWLAKE DR
City	CHESAPEAKE
State	VA
Zip	23320-5132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12AS: RES
Legal Description	53 WOODBRIAR SEC 2 PH 1A
Legal Subdivision	WOODBRIAR
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2003
Census Tract	20911

Owner

Source: Chesapeake City assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	413 SHADOWLAKE DR, CHESAPEAKE, VA 23320-5132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 15, 2012	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 14, 2006	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Oct 21, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Aug 27, 2018	Special Warranty Deed, Transfer · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC
Mar 15, 2018	Trustee's Deed, Foreclosure
Apr 19, 2006	Warranty Deed, Transfer · Conventional Mortgage WACHOVIA MTG CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 21, 2020 · Amount on Record
Deed Sale	Oct 21, 2020 · Amount on Record
Prior Sale	Aug 27, 2018 · Amount on Record
Deed Document Number	202038845
Deed Book / Page	10241 / 375
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	413 SHADOWLAKE DR, CHESAPEAKE, VA 23320-5132
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10150/1184
Date	May 15, 2020
Book Page	10150/1184
Instrument	200014987

Lender

Name	NATIONSTAR MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	413 SHADOWLAKE DR, CHESAPEAKE, VA 23320-5132
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008880/276
Date	Nov 15, 2012
Book Page	8880/276

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2042

Interest

Rate Type	Fixed Rate
Rate	4%

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	413 SHADOWLAKE DR, CHESAPEAKE, VA 23320-5132
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006582/402
Date	Jun 14, 2006
Book Page	6582/402

Lender

Name	CITIBANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 25, 2036

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 21, 2020
Property Address	413 SHADOWLAKE DR, CHESAPEAKE, VA 23320-5132
Document Number	10241/375
Book / Page	10241 / 375
Instrument Date	Oct 15, 2020
Instrument	200038845
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 SHADOWLAKE DR, CHESAPEAKE, VA 23320-5132

Mortgage

Document Number	200038846
Date	Oct 21, 2020
Instrument	200038846

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 27, 2018
Property Address	413 SHADOWLAKE DR, CHESAPEAKE, VA 23320-5132
Document Number	9946/918
Book / Page	9946 / 918
Instrument Date	Aug 23, 2018
Instrument	180022831
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	FIRST CHOICE TITLE, FIRST CHESAPEAKE TITLE & ESC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 SHADOWLAKE DR, CHESAPEAKE, VA 23320-5132

Mortgage

Document Number	180022832
Date	Aug 27, 2018
Instrument	180022832

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 15, 2018
Property Address	413 SHADOWLAKE DR, CHESAPEAKE, VA 23320-5132
Document Number	9892/1209
Book / Page	9892 / 1209
Instrument Date	Feb 28, 2018
Instrument	180006604
Transaction Type	Foreclosure
Record Updated	Jun 23, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

April 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 19, 2006
Property Address	413 SHADOWLAKE DR, CHESAPEAKE, VA 23320-5132
Document Number	006474/356
Book / Page	6474 / 356
Instrument Date	Apr 7, 2006
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006474359
Date	Apr 19, 2006
Instrument	6474/359

Lender

Name	WACHOVIA MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,347.00 (+37.91%)	$430,400 (-2.69%) Land $155,000 Building $275,400	$430,400 (-2.69%) Land $155,000 Building $275,400
2023		$442,300 (+7.96%) Land $150,000 Building $292,300	$442,300 (+7.96%) Land $150,000 Building $292,300
2022		$409,700 Land $135,000 Building $274,700	$409,700 Land $135,000 Building $274,700
2019	$3,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

413 Shadowlake Dr, Chesapeake, VA 23320 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2012: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2006: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2018: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2018: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2006: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Shadowlake Dr

Nearby Streets

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