324 Shadowlake Dr, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 324 Shadowlake Dr, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,043 sqft · built 1987
Lot Size0.416 acres (18,121 sqft)
Owner2 Individual Names on File
Last Sale$487,500 (Sep 2022)
Tax Bill$4,673 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Dec 2020 Refinance
APN0361014000580

Property Details

APN / Parcel Number

Primary APN0361014000580

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,043 sqft Living Area
1st Floor Area1,120 sqft
Upper Floors Area1,120 sqft
AtticAttic
Attic Area480 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeMansard
Roof MaterialAsphalt
Lot Area18,121 sqft (0.416 acres)
Lot Dimensions181 ft deep x 67 ft wide
Garage TypeAttached
Garage Area480 sqft

Exterior Amenities

PorchSlab
Porch Area320 sqft
Deck AreaDeck Area
Patio Area100 sqft
Balcony Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address324 SHADOWLAKE DR
CityCHESAPEAKE
StateVA
Zip23320-5127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12AS: RES
Legal Description58 WOODBRIAR SEC 2 PH 2
Legal SubdivisionWOODBRIAR
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2000
Census Tract20911

Owner

324 Shadowlake Dr is owned and occupied by two individuals who bought it in September 2022.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address324 SHADOWLAKE DR, CHESAPEAKE, VA 23320-5127
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2022Warranty Deed, Transfer · VA Mortgage
ATLANTIC COAST MORTGAGE LLC
Dec 1, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2022 · Amount on File
Deed SaleSep 6, 2022 · Amount on File
Deed Document Number202228118
Deed Book / Page10598 / 1000
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateSep 6, 2022
Property Address324 SHADOWLAKE DR, CHESAPEAKE, VA 23320-5127
Document Number10598/1000
Book / Page10598 / 1000
Instrument DateAug 30, 2022
Instrument220028118
Transaction TypeTransfer
Record UpdatedSep 21, 2022
Title CompanyTITLEQUEST AGENCY INC, TITLEQUEST

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 SHADOWLAKE DR, CHESAPEAKE, VA 23320-5127

Mortgage

Document Number0220028119
DateSep 6, 2022
Instrument220028119
Lender
NameATLANTIC COAST MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address324 SHADOWLAKE DR, CHESAPEAKE, VA 23320-5127
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010265/847
DateDec 1, 2020
Book Page10265/847
Instrument200044920
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term294 Months
DueJun 1, 2045
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 324 Shadowlake Dr was $4,673.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$500,000 (+8.06%) Land $165,000 Building $335,000$500,000 (+8.06%) Land $165,000 Building $335,000
2025$4,673.00$462,700 Land $155,000 Building $307,700$462,700 Land $155,000 Building $307,700
2023$473,500 (+13.36%) Land $150,000 Building $323,500$473,500 (+13.36%) Land $150,000 Building $323,500
2022$417,700 Land $135,000 Building $282,700$417,700 Land $135,000 Building $282,700
2019$3,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 324 Shadowlake Dr; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Shadowlake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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