413 Scioto St, Urbana, OH 43078 Property Records

Champaign County property record for 413 Scioto St, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,738 sqft · built 1900
Lot Size	0.117 acres (5,100 sqft)
Owner	Individual Name on Record
Last Sale	$141,500 (Jul 2019)
Tax Bill	$2,367 (2025)
Deeds & Mortgages	May 2022 Line of Credit Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023395-8`

Property Details

APN / Parcel Number

Primary APN	`023395-8`
Alternative APN	`K48-25-00-02-13-003-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,738 sqft Living Area
Gross Area	1,354 sqft
1st Floor Area	1,354 sqft
Attic	Attic
Attic Area	384 sqft
Basement Area	554 sqft
Unfinished Basement	554 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1970
Architectural Style	Bungalow
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	5,100 sqft (0.117 acres)
Lot Dimensions	150 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	198 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	261 sqft
Canopy	200 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	023395-8
Street Address	413 SCIOTO ST
City	URBANA
State	OH
Zip	43078-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 00-00-00 __ BERRY HEIRS SUBNE PT LOT 1
Legal Subdivision	BERRY HEIRS SUB
Legal Lot Number	1
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2000
Census Tract	10600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Scioto Street Historic District listed 1984 · 70 contributing resources · NRIS 84002908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 SCIOTO ST, URBANA, OH 43078-2130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Oct 7, 2021	Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Jul 5, 2019	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2019 · Amount on Record
Deed Sale	Jul 5, 2019 · Amount on Record
Prior Sale	Sep 25, 2003 · Amount on Record
Deed Document Number	20192526
Deed Book / Page	566 / 3514
Prior Transfer Date	Aug 24, 2009
Prior Transfer Doc	482/2094
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	413 SCIOTO ST, URBANA, OH 43078-2130
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00585/2507
Date	May 24, 2022
Book Page	585/2507
Instrument	202200002665

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 25, 2047

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Oct 7, 2021
Property Address	413 SCIOTO ST, URBANA, OH 43078-2130
Document Number	581/977
Book / Page	581 / 977
Instrument Date	Sep 22, 2021
Instrument	202100005705
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	CITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	413 SCIOTO ST, URBANA, OH 43078-2130

Mortgage

Document Number	202100005706
Date	Oct 7, 2021
Instrument	202100005706

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Jul 5, 2019
Property Address	413 SCIOTO ST, URBANA, OH 43078-2130
Document Number	566/3514
Book / Page	566 / 3514
Instrument Date	Jun 20, 2019
Instrument	201900002526
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 SCIOTO ST, URBANA, OH 43078-2130

Mortgage

Document Number	201900002527
Date	Jul 5, 2019
Instrument	201900002527

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Municipality	Urbana City
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,367.00 (-0.84%)	$61,800 (+53.12%) Land $6,120 Building $55,680	$176,570 (+53.14%) Land $17,480 Building $159,090
2024	$2,387.00 (+21.72%)	$40,360 (-) Land $4,070 Building $36,290
2023	$1,961.00 (-0.46%)	$40,360 (-) Land $4,070 Building $36,290	$115,300 (-) Land $11,620 Building $103,680
2022	$1,970.00	$40,360 Land $4,070 Building $36,290	$115,300 Land $11,620 Building $103,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA CITY PWS serves 11,428 people · EPA ID OH1101212
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: CT Communications Network, Verizon.

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