347 Scioto St, Urbana, OH 43078 Property Records

Champaign County property record for 347 Scioto St, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,263 sqft · built 1910
Lot Size	0.113 acres (4,922 sqft)
Owner	Individual Name on Record
Last Sale	$39,250 (Mar 2008)
Tax Bill	$2,033 (2025)
Deeds & Mortgages	Mar 2021 Second Mortgage Jul 2022 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`027266-3`

Property Details

APN / Parcel Number

Primary APN	`027266-3`
Alternative APN	`K48-25-11-02-30-063-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,263 sqft Living Area
1st Floor Area	1,257 sqft
Basement Area	464 sqft
Unfinished Basement	464 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1963
Architectural Style	Traditional
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	4,922 sqft (0.113 acres)
Lot Dimensions	159 ft deep x 31 ft wide
Porch	Slab
Porch Area	128 sqft
Canopy	70 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	027266-3
Street Address	347 SCIOTO ST
City	URBANA
State	OH
Zip	43078-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 11-05-23 __ SCIOTONEW SURVEY FILED 3/3/08
Legal Range	11W
Legal Township	25N
Legal Section	2
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2001
Census Tract	10600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Scioto Street Historic District listed 1984 · 70 contributing resources · NRIS 84002908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	347 LINCOLN PL, URBANA, OH 43078-1431
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE PEOPLES SAVINGS BANK
Jul 18, 2022	Deed of Trust, Mortgage THE PEOPLES SAVINGS BANK
Feb 24, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE PEOPLES SAVINGS BANK
May 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE PEOPLES SAVINGS BANK
Mar 19, 2024	Deed of Trust, Mortgage · Commercial Mortgage THE PEOPLES SAVINGS BANK
Dec 16, 2025	Deed of Trust, Mortgage · Commercial Mortgage THE PEOPLES SAVINGS BANK
Mar 3, 2015	Deed of Trust, Mortgage THE PEOPLES SAVINGS BANK
Mar 3, 2008	Warranty Deed, Transfer PEOPLES SAVINGS BANK
Dec 18, 2006	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2008 · Amount on Record
Deed Sale	Mar 3, 2008 · Amount on Record
Prior Sale	Dec 1, 1995 · Amount on Record
Deed Document Number	20081140
Deed Book / Page	470 / 1986
Prior Transfer Date	Dec 18, 2006
Prior Transfer Doc	00459/1900
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	347 SCIOTO ST, URBANA, OH 43078-2129
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5032 BOMFORD DR, FORT WORTH, TX 76244-9111

Mortgage

Document Number	00576/4901
Date	Mar 16, 2021
Book Page	576/4901
Instrument	202100001401

Lender

Name	THE PEOPLES SAVINGS BANK
Type	Bank
Address	URBANA, OH 43078

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	347 SCIOTO ST, URBANA, OH 43078-2129
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8309 BIG HORN WAY, FORT WORTH, TX 76137-5723

Mortgage

Document Number	00586/2274
Date	Jul 18, 2022
Book Page	586/2274
Instrument	202200003615

Lender

Name	THE PEOPLES SAVINGS BANK
Type	Bank
Address	URBANA, OH 43078

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2042

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	347 SCIOTO ST, URBANA, OH 43078-2129
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 SCIOTO ST, URBANA, OH 43078-2129

Mortgage

Document Number	00589/3221
Date	Feb 24, 2023
Book Page	589/3221
Instrument	202300000715

Lender

Name	THE PEOPLES SAVINGS BANK
Type	Bank
Address	URBANA, OH 43078

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Mar 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	347 SCIOTO ST, URBANA, OH 43078-2129
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 SCIOTO ST, URBANA, OH 43078-2129

Mortgage

Document Number	00590/3771
Date	May 26, 2023
Book Page	590/3771
Instrument	202300001890

Lender

Name	THE PEOPLES SAVINGS BANK
Type	Bank
Address	URBANA, OH 43078

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jun 1, 2051

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	347 SCIOTO ST, URBANA, OH 43078-2129
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 SCIOTO ST, URBANA, OH 43078-2129

Mortgage

Document Number	00594/3241
Date	Mar 19, 2024
Book Page	594/3241
Instrument	202400000996

Lender

Name	THE PEOPLES SAVINGS BANK
Type	Bank
Address	10 MONUMENT SQ, URBANA, OH 43078

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Sep 11, 2024

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	347 SCIOTO ST, URBANA, OH 43078-2129
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 SCIOTO ST, URBANA, OH 43078-2129

Mortgage

Document Number	00603/4567
Date	Dec 16, 2025
Book Page	603/4567
Instrument	202500005087

Lender

Name	THE PEOPLES SAVINGS BANK
Type	Bank
Address	10 MONUMENT SQ, URBANA, OH 43078

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	347 SCIOTO ST, URBANA, OH 43078-2129
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00530/0682
Date	Mar 3, 2015
Book Page	530/0682
Instrument	201500000766

Lender

Name	THE PEOPLES SAVINGS BANK
Type	Bank
Address	URBANA, OH 43078

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2025

March 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Mar 3, 2008
Property Address	347 SCIOTO ST, URBANA, OH 43078-2129
Document Number	00470/1986
Book / Page	470 / 1986
Instrument Date	Feb 29, 2008
Instrument	200800001140
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	347 LINCOLN PL, URBANA, OH 43078-1431

Mortgage

Document Number	200800001141
Date	Mar 3, 2008
Instrument	200800001141

Lender

Name	PEOPLES SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Mar 1, 2015

Interest

Rate Type	Adjustable Rate

December 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN OH
Recording Date	Dec 18, 2006
Property Address	347 SCIOTO ST, URBANA, OH 43078-2129
Document Number	00459/1900
Book / Page	459 / 1900
Instrument Date	Dec 18, 2006
Instrument	200600007892
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Municipality	Urbana City
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,033.00 (-1.98%)	$51,330 (+36.3%) Land $5,570 Building $45,760	$146,650 (+36.32%) Land $15,900 Building $130,750
2024	$2,074.00 (-27.18%)	$37,660 (-) Land $6,900 Building $30,760
2023	$2,848.00 (-8.31%)	$37,660 (-) Land $6,900 Building $30,760	$107,580 (-) Land $19,700 Building $87,880
2022	$3,106.00	$37,660 Land $6,900 Building $30,760	$107,580 Land $19,700 Building $87,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA CITY PWS serves 11,428 people · EPA ID OH1101212
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: CT Communications Network, Verizon.

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